Piñata: Make Rent Rewarding

Pinata.ai

About this app

Meet Piñata 3.0

Piñata is the credit-building and rewards app for renters. It turns on-time rent payments into credit history.

No new payment system. No extra steps. Just pay rent the way you always have and finally get rewarded. Piñata automatically reports your verified rent payments to all three major credit bureaus, helping you build credit with the rent you already pay.

Key Features

Automatic Rent Reporting

Once enrolled, Piñata automatically reports your verified, on-time rent payments to Experian, Equifax, and TransUnion.

Nothing changes about how you pay your landlord or property manager. Your rent simply starts working harder for you.

Credit That Gets You Somewhere

A stronger credit profile can mean better rates, stronger applications, and more choices, from qualifying for an auto loan to one day buying your dream home.

Track your progress and watch your rent count toward what comes next.

Rewards for Real Life

Earn points and discover curated rewards for home, family, and everyday life. Get gift cards, household essentials, lifestyle products, and offers from brands you know and love.

Deals That Save You Money

Save on shopping, dining, entertainment, travel, and everyday expenses. Real savings, designed for renters.

Weekly Giveaways

Use your points to enter weekly giveaways for prizes like home electronics, kitchenware, gift cards, and a month of free rent.

Security You Can Trust

Piñata uses bank-level encryption to help protect your personal information, along with identity theft protection for added peace of mind.

Make Rent Count

Long-term credit building. Everyday savings. Rewards along the way. All from the rent you already pay.

Download Piñata 3.0.

Ratings and reviews

Useless. Landlord forced me to make an account with this, which was a hard credit check and lowered my credit score. I moved out, forced to close the account, and got another credit score loss. Rewards are absolutely useless, and after two years of renting, I was unable to redeem for anything that would have been remotely useful for me. Services like this should be illegal, and this app should be discontinued

Like most others, the app fails to find rent payments, I figure it's due to the fact that it "looks" (for me anyway) 2 - 3 days in advance of payment. I have noticed an increase in my credit score though. Usually after I've went through customer support. Been active for a full six months and still haven't fixed the "can't find your rent payment" issue.

Has a lot of room to grow. Currently, this platform is kind of okay, but the rewards really aren't that good and most of the decent ones like Starbucks and Amazon require an additional fee to access (that's right: you pay more to get things for 'free'...). Compared to most 'rewards' platforms, this is pretty abysmal. The rent reporting is inexpensive, though, so that's something. Have not yet checked its effectiveness.

What’s new

Updates on UI/UX