PocketGuard: budget, bills, debt payoff planner

PocketGuard is a budgeting app free of charge, for people who want to be on top of their budget. Personal finance made simple by smart algorithms, which means budgeting with Pocket Guard is so easy that you don't have to spend your entire life crunching numbers to count every dollar. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations.

Always know what's in your pocket!
Basically, a budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "IN MY POCKET" feature takes action - it's a synergy of expense tracker, bill tracker and budget planner.
How much disposable income do you have after paying your bills (bill payment organizer will help you with bills tracking), saving for your goals, and setting aside enough money for needs and wants? PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget.

Comprehensive analytics!
Budget and expense tracker are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. Pocket Guard "budgeting apps free" - provides you with various reports to let you see personal finance from different angles. Learn about your spending habits, make necessary adjustments, optimize your monthly budget - it may became your favourite budget planner!

Bill tracker and subscription manager - in your pocket!
You can use Pocket Guard as a bill payment organizer. Once you connect bank accounts the PocketGuard budget app starts working as a finance tracker app. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again.

Do you want to lower your bills? Of course, you do! PocketGuard bill organizer gives you an easy way to negotiate batter rates with your provider. So you can optimize your budget by cutting costs on services you use. Pocket Guard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need.

Set and reach your financial goals!
Goals are a key concept of budgeting. As was mentioned before, spending tracker app - is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or to save more for vacation. These are financial goals. PocketGuard budget app gives you all the necessary tools to set them properly.

Set up your debt payoff planner!
Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt free future. Our smart algorithm of debt snowball calculator one of the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest!

BANK-LEVEL SECURITY
We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN code and biometrics, like Touch ID & Face ID, as an additional security layer.


Currently, PocketGuard connects to U.S. and Canadian financial institutions only.

It's not easy to find budgeting apps free - but PocketGuard prepared monthly budget planner to track cash without buying premium subscription. But, if you really want to built quality budget - get your PocketGuard Plus!

Pocket Guard offers a premium subscription - PocketGuard Plus - which gives you access to additional features. PocketGuard Plus is optional and not required to use PocketGuard.