PocketGuard: Bill Organizer

In-app purchases
1.9K reviews
Content rating
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About this app

PocketGuard is a free budget planner, bills organizer and debt payoff planner for people who want to be on top of their money. Personal finance made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like subscription, expense tracking and bill monitoring so you can clearly focus on money management operations.

Always know what's in your pocket!
Basically, a budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "IN MY POCKET" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget.

Comprehensive analytics!
Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard free budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, optimize your monthly budget.

Bill tracker and subscription manager!
You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again.

Do you want to lower your bills? Of course, you do! PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need.

Set and reach your financial goals!
Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or to save more for vacation. These are financial goals. PocketGuard budget app gives you all the necessary tools to set them properly.

Set up your debt-payoff plan!
Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest!

We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN code and biometrics, like Touch ID & Face ID, as an additional security layer.

Currently, PocketGuard connects to U.S. and Canadian financial institutions only.

PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features and not required to use PocketGuard.

If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase.

PocketGuard Plus subscription lengths and prices:
- Monthly - $7.99* / month
- Annual - $34.99* / year
- Lifetime - $79.99* one-time purchase

* Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice.

Privacy Policy: https://pocketguard.com/privacy/
Terms of Use: https://pocketguard.com/terms/
Updated on
Jan 30, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted
1.9K reviews
A Google user
September 28, 2022
I always knew how important it is to control finances. However, I could not manage all budgeting tasks independently as it is not my specialization.I tried quite a few applications to deal with my funds. The last one was NerdWallet. It had a very limited range of transaction categories, and the interface was tricky. After that, I installed PocketGuard. This budget planner has enough categories as a user can create customized categories. It's easy and comfortable to use.
31 people found this review helpful
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PocketGuard, Inc.
October 18, 2022
Hi there! Thank you for your feedback. We are glad that our categorization features fit your needs. Have a nice day!
A Google user
December 19, 2019
I like the app a lot overall, it's actually working for our family so far, which is fantastic. The two main drawbacks I've experienced are the app doesn't play well with capital one, so I have to go in and manually refresh the capital one transactions everyday. So that's quite a hassle, but I'm hoping they get it cleared up. the other thing I don't like is that you can't categorize pending transactions, so if a purchase is stuck in pending and miscategorized by the app, it throws you off.
22 people found this review helpful
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Stefan Sullivan
May 18, 2020
Really amazing for both budgeting (making a plan) and tracking (executing the plan). It does a really great job of showing you what is coming up so you can see how safe it is to buy something. Right away I can see on the app how much disposable income I have. Perfect. And it's not crippled by a paywall. I haven't yet discovered what all the premium features are, but the basics of budgeting are there.
12 people found this review helpful
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What's new

Stability tweaks and other improvements to make managing your money as easy as possible