Constantly glitches. In fact, it literally glitched while writing this review, after I had closed out of it and hit close app on the "app not responding" pop up twice before coming to write this review. My husband has a different phone, it does the same thing to his phone. We've both restarted our phones, turned airplane mode on and off, and nothing. It's the only app on my phone that does this. It's useless, and frankly, I'm sick of POB having "system wide" banking errors and a faulty apps.