LendingClub: Banking and More

LendingClub

About this app

New mobile banking is here—smarter, simpler, and more rewarding than ever!

With the LendingClub mobile app, you can keep tabs on your checking account, savings account, personal loan, and credit report all from your phone.

Here are a few reasons why members like you love the LendingClub app:

It's the smart way to manage your money
• See your bank accounts and loans in one place
• Check your loan pay-down progress anytime, anywhere
• Consolidate debt with a new personal loan
• Keep tabs on your credit score and report for free with DebtIQ
• Safely move money between your accounts

We make it simple
• Easily send, save, and borrow money right from the app
• Deposit checks straight from your phone—no bank branch required
• Lock your debit card from anywhere
• Quickly sign in with biometric authentication
• Try DebtIQ's easy-to-use credit simulator to see how different actions could boost your score

You get rewarded for your membership
• Earn and save more with cash back on checking and great rates on savings
• Pay no monthly maintenance fees and get free external transfers
• Get paid up to 2 days early when you set up direct deposit
• See personalized lending options based on your needs

Any reviews presented are individual experiences and results may vary. Reviews collected and authenticated by Bazaarvoice. All reviews can be accessed at https://www.lendingclub.com/company/reviews

*Transaction limits may apply, see https://www.lendingclub.com/legal/deposits/personal-products-terms-and-conditions for more terms and conditions

Any account features that enable you to receive direct deposits, or that enable direct deposit funds to be made available to you early, are contingent upon and subject to the payor’s support of such features.

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

Ratings and reviews

Absolute garbage, useless app and company. I've contacted them twice about this issue and no follow up after 3 weeks. App crashes every time I take a pic for check deposit. Since they don't have any physical branches, I can't deposit checks any more. I'm sure this regional bank can't afford to lose any more deposits, but they're about to lose mine. I can't do business this way. So frustrating.

I've been using the app for a few years. Today while trying to pay a bill, the app froze during the stage where you select a delivery date. Spent 20 minutes on the phone with LendingClub and their only suggestion was to use the website. I'd be happy to use the website, but the interface is optimized for mobile and sucks on browser (that's why I originally started using the app). I will be looking for a different bank.

I'm new to LendingClub. The camera app for depositing checks is weak/frustrating. I also have a Capital One account that I have used for decades, their app is quick and easy. LendingClub app does not do well on back side of check (more white space?), it battles with the "too much light" when nothing (lighting, etc) is different than the front side. Otherwise, I am pleased, but if it wasn't for the rates, I'd be looking elsewhere.

What's new

We're excited to bring you the latest update with a focus on improving your experience.