Qarzer

HiHi Software

In-app purchases

About this app

Qarzer is a simple ledger for debts and shared expenses.

"How much did I lend, and to whom?" — that question no longer lives in your head or in a notebook. It lives on your phone.

KEEP YOUR DEBTS IN ORDER
- Record both what you lent and what you borrowed, in one place
- Every debt has its own amount, currency and due date
- Payment history is saved and the remaining balance is calculated for you
- Send a reminder when a due date is coming up

AGREED BY BOTH SIDES
No entry appears out of nowhere — every record stands on the agreement of both people involved.

INSIDE THE CHAT
Each contact has its own conversation: propose a debt, record a payment, change a due date, send a reminder — all without leaving the thread.

CLEAR AT A GLANCE
See at once who owes you, who you owe, and how much is still outstanding.

WORKS THE WAY YOU DO
Light and dark themes, and automatic system theme support.

Qarzer is built for people who lend and borrow in everyday life — friends, family, neighbours, and small business owners who are tired of keeping track on paper or scrolling back through chat messages.

What’s new

Qarzer turns "who owes whom" into a receipt that both sides confirmed.

• Lend and repay — every entry is confirmed by the other side
• A receipt for every debt: amount, due date, payment history, remaining
• Groups: split a bill equally, by shares, by percent or item by item
• Photos, reminders and a live balance right in the chat
• Statistics: what you lent, what came back, who still owes you
• 15 languages, dark mode, PIN and fingerprint lock