Qube Money | Budget + Banking

4.2
423 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Forget the pen and paper, the spreadsheets, the physical cash and envelopes, the reconciliation, the manual entry, and the inaccurate transaction reporting.

Stop worrying about losing an envelope full of cash, losing your wallet, or having your card lost or stolen.

Qube Money is going where no other budgeting app has gone before—bringing a digital version of the cash envelope system to a proprietary banking platform.

It’s not just a budgeting app, but a full-suite banking and peer-to-peer payments app, too.

QUBE YOUR BUDGET

Qube Money is a mobile banking app that automatically splits your money into separate digital accounts, creating purpose behind every dollar.

SPEND WITH PURPOSE

Choose which qube you’re spending from before each purchase, automatically limiting your spending habits. Each qube controls the available funds ready to spend with your qube debit card.

REAL-TIME BUDGETING

Qube Money automatically keeps track of precisely what, when, and where you spent—no more trying to remember what goes where—it’s already organized in your qubes.

A WHOLE NEW LEVEL OF SECURITY

The Qube Card is engineered so that you're the only one who can use it. Default Zero technology requires a category to be opened from your phone before you can spend with your card. All the advanced security technologies on today’s smartphones make it virtually impossible for someone to get into your phone and your apps. This is a whole new level of security.

HOW QUBE MONEY WORKS

1. Deposit money into your Qube Cloud
2. Create and fund your personal qubes
3. Spend with complete control and transparency
4. Automate tracking

DOWNLOAD THE APP TODAY!

Qube Money bank account services are provided by Choice Financial Group Inc and are FDIC insured.

Opening a Qube Money account will not affect your credit score.

LOVE QUBE MONEY?

Your feedback is what keeps us going!

Please take a moment to rate our app.

Find a bug? Please send an email to support@qubemoney.com. We’re happy to help!

To learn how Qube Money protects your private data, please visit https://qubemoney.com/privacy-policy/

2020 Qube Money LLC. All Rights Reserved.
Updated on
Aug 21, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
410 reviews
Dustin Reed
August 29, 2025
Absolutely done with Qube I usually love qube, but apparently they're "going on pause" September 30th and we need to move all money out of the app. It's not just a game Qube, this is my money, my life, my finances. My money will not be coming back. They did not even provide a time frame when we would be able to return to Qube. They expect us to pay for this???
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Lindsey
November 4, 2024
It's a good idea. Personally, I found it a little more inconvenient. My bank account would randomly unlink, and even when it is linked, I do not have the option to transfer money into Qube via my debit card, like I did only one time when I first signed up. The unallocated funds section wouldn't work for me no matter how high I set the limit, my card always declined until I went into the app and "allocated" the money to a qube. I ended up charging my credit card because it was more convenient.
7 people found this review helpful
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Alita Griffin
October 25, 2021
I've been using Qube since the beginning of this year. Having a bank that allows me to do digital envelopes for my budgeting and spending has been very convenient. I'm able to save more and really think about my purchase before I make them. I have not had many problems with the app, and customer service has been a big help. If im not able to get anyone on the app I go on the Facebook group and I've been able to get responses there. Can't wait for the things that are coming in the future.
13 people found this review helpful
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What’s new

Qube Money v3.6.5 (187)

○ New users get helpful tips right on the Overview screen
○ You can now cancel or manually trigger auto-allocations—total control!
○ Tapping push notifications takes you to the right screen, every time
○ Notifications also switch to the right account—like magic
○ App Tours got a refresh to match all the cool new features
○ Bug fixes

Learn how to use the new features at https://support.qubemoney.com/hc/en-us