2.6
13.7K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Be Boundless with RCBC Pulz
On beat to your banking needs





Modern look, easy navigation. Let your pulse guide your way!



- Just swipe through to see all your accounts in one screen
- Start transactions straight from any dashboard and complete them in fewer steps
- Complete transactions with just one swipe
- Learn more from the Financial Literacy section



Your journey to financial empowerment starts here!



- Experience hassle-free transactions in a heartbeat.
Speed, efficiency, and boundless banking - all in one place!



Be in full control of all your accounts such as current and savings accounts, MyWallet prepaid card, credit card, and loans.


Open a USD or PHP account anytime, anywhere - without going to a physical branch! Zero minimum balance. All you need is one (1) valid government-issued ID.



Keep full track of your balance and spending. Check up to 3 months worth of your ATM withdrawals, fund transfers, and online shopping in your Transaction History.



- Stay in sync with your finances - anytime, anywhere!
Manage your money the way you want through features that provide boundless access.



Do stress-free deposits, withdrawals, and payments just by scanning a QR code.


Perform cardless withdrawal up to Php 20,000 per transaction, and up to Php 50,000 per day at any RCBC ATM. Cardless Deposits are also possible in select Deposit Machines available in RCBC Plaza.



Send cash up to P5,000 per transaction and up to P50,000 per day.



Deposit checks to your RCBC account by simply taking a clear picture of the front and back of the check.




- Unlock the full potential of digital banking.
Enjoy more time and freedom through our boundless services.



Transfer funds directly to local and international banks and PH e-wallets.



Send cash to loved ones even if they don’t have a bank account. They just need to present the reference number sent to their mobile numbers and 1 valid ID to any RCBC branch or to RCBC’s remittance partners.



Purchase and convert 6 foreign currencies (US Dollars, HongKong Dollars, Euro, British Pounds, Japanese Yen, and Singapore Dollars) either for travel or investments.



Pay bills online for FREE. No enrollment needed.



Buy telco, gaming, and RFID load to be credited to in your account in real time.



Order new cheque books and request other bank documents in advance.





- Own your financial future.
Explore boundless opportunities in the digital financial space.



Invest in your future through the country’s first digital in-app Unit Investment Trust Fund (UITF).



Place and manage additional investments, and withdraw your investment earnings anytime without penalties.



Learn more financial tips from our dedicated Financial Literacy section.



- Elevate your lifestyle and reap rewards.
Immerse yourself in a world of boundless experiences.



Maximize RCBC's credit card features, Unlipay, Rewards, and Payroll loans.



Have access to an in-depth analysis of your expenses through the Spend Analyzer feature.



Make your credit card payments lighter by converting purchases up to 36 monthly installments.



Secure your credit card by using your phone - report a lost or damaged card, activate your card, and lock or unlock a card.


- Ensure protection of all your financial transactions.
Experience boundless protection from multiple digital security checks.



Secure access to your accounts with biometrics log-in and device registration.


Confirm all transactions with a one-time password (OTP).



Prevent unauthorized transactions when you lock and unlock your debit and credit cards in just one swipe.



Monitor transactions happening in your account with email and SMS notifications.
Updated on
Apr 24, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.6
13.6K reviews
Lenard Cruz
September 23, 2024
This app is the worst app I've ever used. Very slow in loading the informations/options inside, the old one is better. Also i can't even see the complete numbers of my credit card especially the webshopper. There should be an option to reveal/hide the numbers. Paging the owner of rcbc, fire the CTO who decided to replace the old app already without a better working replacement.
Did you find this helpful?
RIZAL COMMERCIAL BANKING CORP.
September 23, 2024
Hi Lenard. Thank you for taking the time to inform us about your experience. We are sorry to hear our service didn’t match your expectations. We do appreciate hearing from our customers so we can continue improving our service. We will share your comments and suggestions with the concerned business unit.
Jareb Ruiz
May 25, 2026
So disappointing, I recovered my online banking yesterday and had to wait 24 hours to use the transactions because it was on hold. Now I have to wait another 24 hours because suddenly I'm using another device when I'm not even using one, I'm using the same device! What is with all these errors. It's so frustrating. I can't even contact customer service even with load and with the toll free line. This is Frustrating I can't get my money for another 24 hours and I NEED IT NOW.
7 people found this review helpful
Did you find this helpful?
RIZAL COMMERCIAL BANKING CORP.
May 28, 2026
Hi Jareb. thank you for posting a review. To help us address your concerns, please send an email to customercare@rcbc.com. Once sent, kindly message us here on our official RCBC Facebook page with the email address you used so we can immediately coordinate with our Customer Care team for a follow-up.
Cherry O.
June 19, 2026
Notifications for incoming remittances are delayed, the app can only be used on ONE phone. That's not security. It's an inconvenience. In today's world where we use several gadgets, I'd like to be able to access our account wherever, whenever. Especially if it's a joint account! I'm totally disappointed with RCBCs online banking features. I hope they improve it or I'm moving to another bank. It's a deal breaker. update: the Pulz app is sooooo slooooow. EW bank app is better
Did you find this helpful?
RIZAL COMMERCIAL BANKING CORP.
June 20, 2026
Hi Cherry. thanks for reaching out. We would very much like to offer our assistance on your concern. Kindly send us an email at customercare@rcbc.com or call our 24/7 Customer Care hotline at 8877-7222 so we could check on your concern.

What’s new

Bug fixes and performance improvements