Accrue: The cross-border app

4.3
3.6K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
In-App Purchases
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Accrue: The cross-border payment app

Need an easier way to pay and get paid across Africa and the US? Accrue helps you send money to family and friends in minutes, save in US dollars to earn daily interest, shop online with virtual and gift cards, and grow your money through simple investing - all from your phone. Join thousands of people who trust Accrue to handle their money safely and simply.

Here's How Accrue Works for You:

šŸŒ Send Money to Family & Friends Quickly

Need to send money to loved ones across Africa? With Accrue, you can send money to any African country in just minutes! Send directly to their bank account, MoMo, or MPesa, and they'll get it right away. We give you great rates when sending to Ghana, Nigeria, Kenya, South Africa and other countries, so you keep more of your money.

šŸŒ Get Your Own Dollar Account

Receive payments in dollars from anywhere in the world with your personal USD account. Perfect for getting paid by international clients or receiving money from family abroad.

šŸ¦ Send Money to US Bank Accounts

Got friends or family in the US? Send money straight to their bank account with just a few taps. Simply enter their bank info once and you can send them dollars anytime - it's quick, safe and easy! No confusing bank codes or complicated forms to fill out.

šŸ’³ Shop Online with Virtual Cards

Shop on international websites easily with our virtual dollar cards. Create a card in seconds, add money instantly, and make secure online purchases anywhere in the world.

šŸŽ Get Gift Cards & Digital Essentials

Shop at popular stores like Amazon, ASOS, PlayStation Network, and App Store with our digital gift cards. Top up your phone airtime or get instant eSIM data plans for travel - all in one place.

šŸ’µ Grow Your Money Daily in Dollars

Keep your money safe in dollars and watch it grow every day! Simply deposit your local currency and start earning interest daily - no complicated terms or hidden fees.

šŸŽÆ Save for What Matters

Whether it's a new phone, a dream vacation, or your child's education, Accrue helps you save for your goals. Save on your own or team up with friends in fun savings challenges to reach your targets faster.

šŸ”’ Lock Your Savings for Better Results

Want to avoid touching your savings? Our Vault feature lets you set aside money until a date you choose. Perfect for saving up for big purchases or special occasions.

šŸ’ø Send Money to Friends for Free

Got friends on Accrue? Send them money instantly at no cost! Just use their @crewtag to transfer dollars quickly and safely.

šŸ“© Get Paid Easily with One Link

Share your personal payment link to receive money in your local currency - whether it's Naira, Cedis, or Shillings. Simple for you, simple for anyone paying you.

šŸ›ļø Sell Online with Ease

Run a business? Create your own online store through Accrue, sell to customers across Africa, and get paid instantly. A simple way to grow your business beyond borders.

šŸ”’ We've Got Your Back

No hidden fees or monthly charges. Just fast, secure, and reliable transactions. Need help? Our friendly support team is ready to assist through email, Twitter, or Instagram.

Download Accrue Now and Make Your Money Work Better for You!

Got Questions? Need Support?
Contact us at help@useaccrue.com. We're always happy to help! 😊
Updated on
Apr 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Messages, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
3.54K reviews
Abdullah Abubakar
March 31, 2026
🌟🌟🌟🌟🌟My experience with Accrue has been really good so far. The app is easy to use, transactions go through smoothly, and it saves me a lot of stress. I like how simple and convenient everything is. Definitely one of the platforms I enjoy using. I’d gladly recommend it to anyone looking for a good financial platform.
9 people found this review helpful
Accrue Wealth Inc
October 21, 2025
Hello Abdullah, thank you for your feedback. We are sure that your feedback will only help us improve further.
Ganya Zoe
April 9, 2026
Been a good experience since I started using it. I like the app. The support team did a wonderful job in catering to issues on my account. Love that about them
2 people found this review helpful
boris Lupez
February 20, 2026
I have had a very bad experience using this app money for food I uploaded in my account never came till today I had to stay hungry think the will load that money yet not I think the app is a scam a that's why you only have to write them they don't have a WhatsApp or call line you can tell with them one one you email them and they reply after 2 hours please don't use this app for any money transaction like one day you will regret it.
8 people found this review helpful
Accrue Wealth Inc
February 20, 2026
Hi Boris, we sincerely apologise for this experience. The agent was unable to confirm your payment because you paid from an account with a different name. We're happy to inform you that the issue has been resolved, and you were credited some hours ago. We apologise once again for the inconvenience. Please let us know if you need anything.

What’s new

- Bug fixes and improvements