Accrue: The cross-border app

4.3
3.74K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
In-App Purchases
Learn more
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About this app

Accrue: The cross-border payment app

Need an easier way to pay and get paid across Africa and the US? Accrue helps you send money to family and friends in minutes, save in US dollars to earn daily interest, shop online with virtual and gift cards, and grow your money through simple investing - all from your phone. Join thousands of people who trust Accrue to handle their money safely and simply.

Here's How Accrue Works for You:

🌍 Send Money to Family & Friends Quickly

Need to send money to loved ones across Africa? With Accrue, you can send money to any African country in just minutes! Send directly to their bank account, MoMo, or MPesa, and they'll get it right away. We give you great rates when sending to Ghana, Nigeria, Kenya, South Africa and other countries, so you keep more of your money.

🌍 Get Your Own Dollar Account

Receive payments in dollars from anywhere in the world with your personal USD account. Perfect for getting paid by international clients or receiving money from family abroad.

🏦 Send Money to US Bank Accounts

Got friends or family in the US? Send money straight to their bank account with just a few taps. Simply enter their bank info once and you can send them dollars anytime - it's quick, safe and easy! No confusing bank codes or complicated forms to fill out.

💳 Shop Online with Virtual Cards

Shop on international websites easily with our virtual dollar cards. Create a card in seconds, add money instantly, and make secure online purchases anywhere in the world.

🎁 Get Gift Cards & Digital Essentials

Shop at popular stores like Amazon, ASOS, PlayStation Network, and App Store with our digital gift cards. Top up your phone airtime or get instant eSIM data plans for travel - all in one place.

💵 Grow Your Money Daily in Dollars

Keep your money safe in dollars and watch it grow every day! Simply deposit your local currency and start earning interest daily - no complicated terms or hidden fees.

🎯 Save for What Matters

Whether it's a new phone, a dream vacation, or your child's education, Accrue helps you save for your goals. Save on your own or team up with friends in fun savings challenges to reach your targets faster.

🔒 Lock Your Savings for Better Results

Want to avoid touching your savings? Our Vault feature lets you set aside money until a date you choose. Perfect for saving up for big purchases or special occasions.

💸 Send Money to Friends for Free

Got friends on Accrue? Send them money instantly at no cost! Just use their @crewtag to transfer dollars quickly and safely.

📩 Get Paid Easily with One Link

Share your personal payment link to receive money in your local currency - whether it's Naira, Cedis, or Shillings. Simple for you, simple for anyone paying you.

🛍️ Sell Online with Ease

Run a business? Create your own online store through Accrue, sell to customers across Africa, and get paid instantly. A simple way to grow your business beyond borders.

🔒 We've Got Your Back

No hidden fees or monthly charges. Just fast, secure, and reliable transactions. Need help? Our friendly support team is ready to assist through email, Twitter, or Instagram.

Download Accrue Now and Make Your Money Work Better for You!

Got Questions? Need Support?
Contact us at help@useaccrue.com. We're always happy to help! 😊
Updated on
May 24, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Messages, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
3.68K reviews
Samuel
May 10, 2026
I got introduced to the app through my cousin, it's been month's not and the app has helped me in soo many ways such as sending money world wide,able to saved up in dollars, sending crypto currencies is just crazy and it makes saving so fun. My advice to the newbies is to always check the dollar rate and use it to your advantage all the time.
6 people found this review helpful
Nana Yaw Agyei
May 11, 2026
Great App, but Fees "Tax" the African User ​Accrue has remarkable support and a 100% reliable virtual card. However, the $0.50 flat fee is a major barrier. In Africa, $0.50 can buy a full meal or a day of data; charging this on a $2 purchase is too high. Also, charging a fee just to fund the card feels like double-taxation after exchange rate spreads. Please consider percentage-only fees for small spends so the average African can grow with you. Great service, but the math needs to work for us
3 people found this review helpful
Abdullah Abubakar
March 31, 2026
🌟🌟🌟🌟🌟My experience with Accrue has been really good so far. The app is easy to use, transactions go through smoothly, and it saves me a lot of stress. I like how simple and convenient everything is. Definitely one of the platforms I enjoy using. I’d gladly recommend it to anyone looking for a good financial platform.
15 people found this review helpful
Accrue Wealth Inc
October 21, 2025
Hello Abdullah, thank you for your feedback. We are sure that your feedback will only help us improve further.

What’s new

- Bug fixes and improvements
Content rating
Everyone
In-App Purchases
Learn more

App support

About the developer
Accrue Wealth Inc.
hello@useaccrue.com
611 S Dupont Hwy Ste 102 Dover, DE 19901 United States
+1 408-341-9321

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