Accrue: The cross-border app

4.3
3.46K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Accrue: The cross-border payment app

Need an easier way to pay and get paid across Africa and the US? Accrue helps you send money to family and friends in minutes, save in US dollars to earn daily interest, shop online with virtual and gift cards, and grow your money through simple investing - all from your phone. Join thousands of people who trust Accrue to handle their money safely and simply.

Here's How Accrue Works for You:

🌍 Send Money to Family & Friends Quickly

Need to send money to loved ones across Africa? With Accrue, you can send money to any African country in just minutes! Send directly to their bank account, MoMo, or MPesa, and they'll get it right away. We give you great rates when sending to Ghana, Nigeria, Kenya, South Africa and other countries, so you keep more of your money.

🌍 Get Your Own Dollar Account

Receive payments in dollars from anywhere in the world with your personal USD account. Perfect for getting paid by international clients or receiving money from family abroad.

🏦 Send Money to US Bank Accounts

Got friends or family in the US? Send money straight to their bank account with just a few taps. Simply enter their bank info once and you can send them dollars anytime - it's quick, safe and easy! No confusing bank codes or complicated forms to fill out.

💳 Shop Online with Virtual Cards

Shop on international websites easily with our virtual dollar cards. Create a card in seconds, add money instantly, and make secure online purchases anywhere in the world.

🎁 Get Gift Cards & Digital Essentials

Shop at popular stores like Amazon, ASOS, PlayStation Network, and App Store with our digital gift cards. Top up your phone airtime or get instant eSIM data plans for travel - all in one place.

💵 Grow Your Money Daily in Dollars

Keep your money safe in dollars and watch it grow every day! Simply deposit your local currency and start earning interest daily - no complicated terms or hidden fees.

🎯 Save for What Matters

Whether it's a new phone, a dream vacation, or your child's education, Accrue helps you save for your goals. Save on your own or team up with friends in fun savings challenges to reach your targets faster.

🔒 Lock Your Savings for Better Results

Want to avoid touching your savings? Our Vault feature lets you set aside money until a date you choose. Perfect for saving up for big purchases or special occasions.

💸 Send Money to Friends for Free

Got friends on Accrue? Send them money instantly at no cost! Just use their @crewtag to transfer dollars quickly and safely.

📩 Get Paid Easily with One Link

Share your personal payment link to receive money in your local currency - whether it's Naira, Cedis, or Shillings. Simple for you, simple for anyone paying you.

🛍️ Sell Online with Ease

Run a business? Create your own online store through Accrue, sell to customers across Africa, and get paid instantly. A simple way to grow your business beyond borders.

🔒 We've Got Your Back

No hidden fees or monthly charges. Just fast, secure, and reliable transactions. Need help? Our friendly support team is ready to assist through email, Twitter, or Instagram.

Download Accrue Now and Make Your Money Work Better for You!

Got Questions? Need Support?
Contact us at help@useaccrue.com. We're always happy to help! 😊
Updated on
Feb 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Messages, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
3.4K reviews
boris Lupez
February 20, 2026
I have had a very bad experience using this app money for food I uploaded in my account never came till today I had to stay hungry think the will load that money yet not I think the app is a scam a that's why you only have to write them they don't have a WhatsApp or call line you can tell with them one one you email them and they reply after 2 hours please don't use this app for any money transaction like one day you will regret it.
1 person found this review helpful
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Accrue Wealth Inc
February 20, 2026
Hi Boris, we sincerely apologise for this experience. The agent was unable to confirm your payment because you paid from an account with a different name. We're happy to inform you that the issue has been resolved, and you were credited some hours ago. We apologise once again for the inconvenience. Please let us know if you need anything.
Salvation Enumah
February 19, 2026
I had a very bad experience with the USD virtual account my money has been locked in this account for days for no reason asking me to clarify source of funds which I have provided countless times and I still can access my funds
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Accrue Wealth Inc
February 23, 2026
Hi Salvation. Source-of-funds verification is a regulatory requirement we carry out to protect all customers on our platform. When submitted documentation doesn't fully meet compliance standards, additional review is necessary. A full refund has since been processed.
Kojo Monstar
January 12, 2026
To be honest this app is very good and smooth to use, no lagging, no delays. My only problem is that it doesn't work for Netflix, I would be very happy if the developers update the app to be able to purchase Netflix. Thank you 😊
3 people found this review helpful
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What’s new

- Bug fixes and improvements