Snap Finance

Snap Finance

About this app

Snap Finance®

Need it now? It’s easy to apply in the Snap Finance app for up to $5,000 in lease-to-own financing. Get a decision in seconds. No credit needed to apply.

Already a customer? Download now to manage your lease.

APPLY IN MINUTES
It’s quick and easy to apply in the app. Get a decision in seconds for up to $5,000 in lease-to-own financing.

SHOP NOW

Shop online or at a store near you for furniture, tires, appliances, electronics and more. Pay later.

EASY LOG IN 

No more passwords to remember. Log in quickly and securely with facial or fingerprint recognition.

MANAGE PAYMENTS

Make an additional one-time payment using your credit or debit card or schedule a future one-time payment. You can also change or add a payment method at any time.

VIEW TRANSACTIONS

See your transaction history and your scheduled payments.

ACCESS YOUR LEASE DETAILS

Review information about your lease, repayment, and how to contact your retailer.

EXPLORE OPTIONS

View details of your current ownership plan to determine if switching to a different ownership plan is right for you.

The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin.
Some restrictions may apply on leasable auto parts, electronics, or sporting goods. Please check with merchants for details.

¹ Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.

² Approval amounts vary from $300 to $5,000, subject to underwriting, and apply only to the cash price of leased items.

Ratings and reviews

this app is not user friendly. I tried to sign in to make an early payment, the stupid app said I was denied credit, I wasn't applying for a new loan., the automated voice kept talking so fast I had to call back 3 times just to enter my debit info to make an early payment. I just got the loan yesterday and paid it in full today, all the app kept saying was to check my credit report because I was denied a loan, I wasn't trying to get another loan. this app has alot of bugs that needs worked out.

Garbage - Having to set up payments multiple days prior and being unable to edit it once I had put in the 'request' to pay the account. Everything is automatic, and paying off a custom amount does not affect the upcoming payments. The fact that if you cannot pay it within '100 Days' then the price completely triples is insane to me. The app and website are horrible to understand/read.

The WORST experience from an app I've ever had. Literally inaccessible. You cannot login. I entered my email only to be sent a verification code. BUT every time you leave the app, to check your email for instance, the app resets back to the login screen. Then when you enter your email again you're sent a new code. This leaves you going in circles, forever being sent a verification code you cannot enter. Also the horrid company capitalized the first letter of my email for some reason.

What’s new

User-Facing Updates
- Smoother authentication experience
- Performance and stability improvements
- Bugfixes and improvements
- AON integration