4.8
1.98K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Spenda is Africa’s ultimate crypto spending app, designed to make your digital assets instantly usable in real life. With real-time crypto-to-fiat conversion, you can seamlessly send money, pay bills, and make card payments all from one powerful app.

Key Features:

Instant Bank Transfers – Convert crypto and send money directly to any bank account in seconds.

Seamless Bill Payments – Pay for airtime, data, electricity, TV and many more.

USD Virtual Cards – Fund virtual USD cards with to shop online, subscribe to services, or make international payments.

Fast & Low-Cost Transactions – Enjoy competitive rates and low fees, making crypto spending easier and more affordable.

Secure & Reliable – Your transactions are powered by secure blockchain technology, ensuring safety and speed.

Why Spenda?

Unlike traditional exchanges with tedious processes, Spenda focuses solely on effortlessly spending. Whether you’re paying bills, shopping online, or sending money, we make crypto as spendable as cash without delays or complicated processes.

Join thousands of users already making the most of their crypto. Download Spenda today and start spending your crypto effortlessly!
Updated on
Jan 15, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
1.97K reviews
gabriel overlord
November 14, 2025
the app is good any all but I'd prefer that there should also be a wallet that can actually store crypto currency eg USDT in it's original form instead of converting it automatically but I like the feature where they can convert it without having to pay gas fee I like it been deducted from the main crypto it self but it would be better if we could see the actual raw crypto currency and choose if to convert it or not also add a feature whereby it's also possible to send crypto in it's raw form
86 people found this review helpful
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Ekpe Ucheakolam
December 8, 2025
this app is pretty good I have not encountered any issues since I started using it. as the name implies; Spenda, it's for spending money alone. I would have appreciated if the developer will integrate into the app options to send USDT and other crypto currencies to on chain wallet addresses.
61 people found this review helpful
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Sunday Grace
November 18, 2025
I've been using this app for a while now and I can say it's one of the best I've used in a while but I transferred some money via bybit to my spenda account and till now I've not received my money even though the transaction was successful on bybit. contacted their customer care and the agent is not doing anything reasonable to help me. I just want my money and that's all
12 people found this review helpful
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App support

Phone number
+2348022812268
About the developer
SPENDA AFRICA LIMITED
support@spenda.africa
Lavida Estate, Off Freedomway, Lekki Phase 1 Lagos 105102 Nigeria
+234 814 139 4989

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