4.8
2.66K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Spenda is Africa’s ultimate crypto spending app, designed to make your digital assets instantly usable in real life. With real-time crypto-to-fiat conversion, you can seamlessly send money, pay bills, and make card payments all from one powerful app.

Key Features:

Instant Bank Transfers – Convert crypto and send money directly to any bank account in seconds.

Seamless Bill Payments – Pay for airtime, data, electricity, TV and many more.

USD Virtual Cards – Fund virtual USD cards with to shop online, subscribe to services, or make international payments.

Fast & Low-Cost Transactions – Enjoy competitive rates and low fees, making crypto spending easier and more affordable.

Secure & Reliable – Your transactions are powered by secure blockchain technology, ensuring safety and speed.

Why Spenda?

Unlike traditional exchanges with tedious processes, Spenda focuses solely on effortlessly spending. Whether you’re paying bills, shopping online, or sending money, we make crypto as spendable as cash without delays or complicated processes.

Join thousands of users already making the most of their crypto. Download Spenda today and start spending your crypto effortlessly!
Updated on
Mar 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
2.64K reviews
Smart Innocent
March 3, 2026
Wow, this is Epic! All thanks to the developers of this amazing App, you have saved some of us from P2P scammers in converting our Crypto assets to naira currency. This App is a game changer! I don't have worries of liquidating my Crypto assets to naira anymore. This is my sure plug now. Please include converting fiat and local currencies to Crypto assets features on this App. When you include these features, I will give you 5 stars 🌟
3 people found this review helpful
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Constantine Chinwendu
February 19, 2026
So listen, I've been in crypto for many years, and funds' conversion, from token to cash, had always been my major issue especially after the govt cracked down on Binance & flutterwave about 6 years ago. The discovery of this app solved a great hassle for me and I'm grateful for the devs. One thing I'd suggest, however, is that the option of buying crypto assets with NGN to send to choiced DEX platforms should perhaps be made available also. As for my rating...? 5 stars guys! Good job!
25 people found this review helpful
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Ewomazino Oteri
March 11, 2026
This is one of the best apps I've used so far. Although I'd suggest you allow crypto that enters to remain as it is, until I want to send it out, instead of the automatic conversion.
1 person found this review helpful
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App support

Phone number
+2348022812268
About the developer
SPENDA AFRICA LIMITED
support@spenda.africa
Lavida Estate, Off Freedomway, Lekki Phase 1 Lagos 105102 Nigeria
+234 814 139 4989

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