SpendSplit: Expense Tracker

vspl developers

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About this app

SpendSplit is a simple, private expense tracker app and personal money manager for tracking daily spending, managing budgets, and splitting shared bills. Whether you need a daily expense tracker for personal finances, a business expense tracker for work expenses, or a self-employed expense tracker, SpendSplit keeps your money organized in one place.

Track expenses offline, plan your monthly budget, monitor income and spending, and split group expenses with friends, family, roommates, couples, or travel groups — without creating an account.

EXPENSE TRACKER & MONEY MANAGER

• Daily Expense Tracker: Record income and expenses in seconds and organize spending by category.
• Quick Expense Logging: Add cash, credit card, or bank transactions with notes and payment details.
• Personal Budget Planner: Set monthly spending limits and monitor your spending by category.
• Recurring Transactions: Track subscriptions, rent, bills, salary, and other recurring income or expenses.
• Custom Categories: Create your own spending categories with custom icons and colors.
• Income & Expense Tracking: See where your money goes and keep your daily cash flow organized.

BUSINESS & SELF-EMPLOYED EXPENSE TRACKER

Keep personal and work expenses organized in one place. Track business expenses, work-related spending, receipts, and other expenses for your records.

• Track business and work-related expenses separately.
• Add notes and payment details to transactions.
• Review business spending over custom date ranges.
• Export your expense records to CSV for further use.

GROUP EXPENSE TRACKER & BILL SPLITTER

Split shared expenses easily for trips, vacations, roommates, couples, dining out, rent, and group activities.

• 5 flexible split methods: equal amounts, exact amounts, percentages, shares/ratios, and unequal adjustments.
• Automatically calculate balances and simplify who owes whom.
• Keep shared expenses organized by group.
• Share settlement summaries through WhatsApp, SMS, or other messaging apps.

SPENDING ANALYTICS & CASH FLOW

Understand your spending with clear charts and flexible reports.

• Category spending charts to see where your money goes.
• Income vs. expense cash flow charts.
• Daily, weekly, monthly, previous-month, and custom date-range views.
• Review spending patterns and budget progress at a glance.

PRIVATE OFFLINE EXPENSE TRACKER

SpendSplit is designed for people who want a private money manager without unnecessary accounts or cloud storage.

• No account required: Start tracking without email or phone registration.
• Offline expense tracking: Your financial records stay on your device.
• Private local storage for your expense data.
• Biometric App Lock: Protect your data with Fingerprint, Face ID, or a secure PIN, where supported.
• CSV Export & Backup: Export your expense records or create local backups.

WHY USE SPENDSPLIT?

• Unlimited expense and income tracking.
• Unlimited groups and shared expenses.
• Multi-currency support for travel and international spending.
• Fast, lightweight, and easy to use.
• Dark Mode for comfortable everyday tracking.

SpendSplit gives you the tools to manage everyday finances, control your budget, track expenses, and settle group bills simply and privately.

Start tracking your expenses, plan your budget, and split bills with SpendSplit.