Pluto Money: Auto Investment

5.0
245 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Indians believe in a safe investment and positive returns. Most people in India need a simple and easy savings app that allows them to set an amount and let the app auto-invest for them. Save and invest app Like InvesTap

Pluto Money does exactly that for the common Indians. Save and invest app Like InvesTap

Mention your financial goals, and set your monthly savings amount, Pluto Money smartly handles the rest.

Your monthly savings amount is auto-invested into a savings scheme of your choice to help you beat inflation and achieve a positive return.

We offer three options to invest in 4 Saving Schemes
★ Pluto Fixed: 10 -14% return. Requires a minimum investment of ₹1,000 and has different lock-in periods.

★ Pluto Plus: 10% return. Requires a minimum investment of ₹500 and has no lock-in period.

★ Pluto Gold: 12% average return. Requires a minimum investment of ₹100 and has no lock-in period.

★ Smart Savings: 10 -14% returns. Requires a minimum investment of ₹100 and has no lock-in period.

Securing your financial future begins with smart savings. Embark on your daily savings or monthly savings journey within just 45 seconds using India's Safest Smart Savings App. Save and invest app Like InvesTap

Initiate your investment in savings schemes that contain 24K digital gold and P2P RBI-certified P2P assets.

Enjoy attractive returns (up to 12% p.a.) that beat traditional savings like Fixed Deposits. to watch your money grow.

With a secure savings and investment platform, you can start investing in digital gold and emergency funds with as little as ₹100.

Pluto will help you Save and Invest small sums in different savings schemes, Automatically!

✨Investing and saving made easy by Pluto Money✨

With Pluto Money, you can Save and invest in 4 easy steps -

1. Login with your phone number to create your Pluto account.
2. Setup UPI autopay from your Phonepe, GooglePay, or Paytm account.
3. Now, let Pluto save money daily or monthly for you in a saving scheme of your choice.
4. Tap on the 'Withdraw Savings' option to instantly get money in your bank account. Pluto gives you the best savings schemes.

☸️Spin the wheel & Double your Savings☸️

Save money with every transaction on Pluto. Every transaction wins you a spin on the Wheel of Savings on the Pluto App. Get a chance to double your savings on Pluto or a chance to win exciting cashback by playing games. So spend more to save more, & win more money.

✨Investing & Saving made easy by Pluto✨

You can do micro-savings on Pluto with our premium Savings Schemes and investment plans & offerings. 100% secure & liquid offerings allow you to automatically grow your money.

With Pluto Money, you have full control of your finances, you can pause, re-start or withdraw funds, or sell your schemes easily with a click of a button.

🔔Let Pluto be your Savings & investment expert!🔔


👍FAQs👍

1. What is required to create my Pluto account?
A valid phone number. A UPI account with Phonepe, GooglePay, Paytm, or any other UPI service provider in India.

2. Is KYC required?
Yes, KYC verification is required to save money with Pluto Money.

3. Who can invest?
Any Indian citizen over the age of 18 with a bank account may invest with Pluto Money & save money daily.

4. What is digital gold?
Digital gold is real gold that’s simply stored virtually to save space, provide safety, & can be converted to physical gold with a single click.

5. What is P2P Funds?
P2P funds are often referred to as Peer-to-Peer funds. These funds pool money from individual investors and then allocate those funds to various loans or projects on the platform.

6. When can I withdraw?
There’s no minimum lock-in period on the Pluto App, You can Withdraw your Savings after 24 hours of Investment.

Our mission is to make saving and investing fun as well as rewarding for everyone.
Updated on
Oct 22, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

5.0
241 reviews
prem
November 5, 2025
This app is scam. i invested in silver but not show in the app. please don't make invest your own hard working money in the app. This support also worst.
1 person found this review helpful
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Maaz Nadeem
April 19, 2024
My experience with this app has been great. I have been saving in digital gold consistently, without any major issue. Their support team is also very active and responses instantly. I had a problem once but it was resolved in no time. Till now, this seems a very safe savings platform and i see no reason to stop saving in this.
13 people found this review helpful
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Pluto Money - Savings & Investments
May 5, 2024
Hi, Thanks for your feedback. We are continuously working on adding more features to our app to make your experience better.
Tanisha Kar
March 29, 2022
One of the best things about this app is that it doesn't feature any ads. They're a distraction from the experience if consuming any content. The visuals are good but monotone. It would look good if it were more graphic. The information is valuable. Overall, go for it!
16 people found this review helpful
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What’s new

We're excited to announce a new feature that empowers users to cancel their Systematic Investment Plans (SIPs) directly through their phones. This feature provides an intuitive and convenient way for users to manage their investments on-the-go.Now Invest in Digital Gold and Pluto Fixed.

App support

Phone number
+917045015682
About the developer
Mohammad Danish
danish@station91.in
India