Specta is a digital lending product of Sterling Bank. With Specta you can get instant loans of up to N5million naira, request for credit cards, check your credit score and access a lot of other interesting features all on the mobile app.
The app offers you flexible lending options, a convenient user experience and the ability to manage your lending portfolio with ease.
Features & Benefits
- Robust Mobile App
Get full access to Specta variants from the app, at a glance
- Loan Management
Manage your loans, credit cards and financial information all in one place
- Credit Score Check
Stay informed about your financial health with our built-in credit score check feature
- Global Limit Assignment
The app provides a full view and control over your lending limits, making it easier to plan and manage your finances
- Theme Selection
Personalize your experience by choosing from a list of themes available to suit your preferences and style
- Liveliness Check (designed to mitigate identity fraud)
Enhance your security with our advanced face recognition feature
- Geolocation Verification
Enjoy added security with location accuracy to verify your address seamlessly