Sterling OneBank

3.5
31.7K reviews
1M+
Downloads
Content rating
Everyone
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About this app

About The App

OneBank is a 100% Digital Bank! In here, you can open an instant account, send and receive money, pay bills, buy airtime & data, invest and get a loan all in one place.

It offers you a new way of life with exciting features, an excellent user experience and top-notch security.

OneBank is powered by Sterling Bank

Features & Benefits

· An Elegant Look & Feel

Bank with style and enjoy a sleeker new interface designed specially for you

· More Seamless Onboarding

Convenience is our keyword; you can open an account within minutes from the comfort of your mobile

· Debit Cards

Request a Debit Card and we will bring it to you. You can also create a Virtual Card for online payments within minutes

· Bill Payments

Enjoy swift bill payments from Electricity to Cable TV to Internet Services

· Airtime and Data Top-up

Buy Airtime and Data plans for yourself or loved ones with a few clicks

· An Improved Budgeting Feature

So you can plan your spending and see where your money goes

· Payment Links

Now you can request money from friends & family via a simple link

· FX Swap

Enjoy convenience and say goodbye to currency conversion hassles

· Verve Ultra Card Request

No more Insufficient Funds, get a line of credit to cover emergency expenses with the Verve Ultra Card

· Dispute Management

Get help with your transactions when you need it, from the comfort of your mobile

· In-app Notifications

Manage your alerts & notifications and stay in the loop of what’s happening

· ATM/Branch Locator

Use the locator to find the Sterling Bank Branch or ATM closest to you
Updated on
Jan 8, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
31.6K reviews
Ladeogo Ogooluwa
December 26, 2024
Terrible app to say the least. Can't wait to switch banks. It is always something. I try to send money, the next screenvask for my transaction pin and shows 4 digit dot. I typed it in and get the error invalid otp, i never received any and why not ask for OTP instead of transaction pin? I have had nothing but issues on this app. Pay people that can help you manage your apps well.
10 people found this review helpful
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Sterling Bank Plc
December 30, 2024
Hi Ogooluwa, please email us a screenshot of the error you are facing along with your account number at customercare@sterling.ng so we can look into this for you. We apologize for any inconvenience.
Ajibolaoyinkansola Bosede
October 27, 2025
Hello Sterling Bank, I’d like to suggest that your team please work on improving the network connection in the app. It usually takes a lot of time before I can log in, and that makes it difficult to perform urgent transactions. I really like using Sterling Bank, but this network issue can be frustrating sometimes. Please look into it so the app can be faster and easier to use. And I think the management need to do something else you guys will loose customer now see a lot of people complaining.
28 people found this review helpful
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Christlike Evangelical Ministry
October 29, 2025
This bank is the worst nightmare that can ever happen to anyone, the customer care is worst, their organization is bad and yet you can think about resolving any problem you are having with them. when I wanted to open the bank, the phone number I gave them wasn't the one they use to open the account, they use the long lust number that I use for my bvn, it was until when they block my mobile app without offense that I discovered this mess and for months now have tried everything I could but no 😢
1 person found this review helpful
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What’s new

App performance enhancement
Onebank Wrapped