Sterling OneBank

3.3
29.5K reviews
1M+
Downloads
Content rating
Everyone
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About this app

About The App

OneBank is a 100% Digital Bank! In here, you can open an instant account, send and receive money, pay bills, buy airtime & data, invest and get a loan all in one place.

It offers you a new way of life with exciting features, an excellent user experience and top-notch security.

OneBank is powered by Sterling Bank

Features & Benefits

· An Elegant Look & Feel

Bank with style and enjoy a sleeker new interface designed specially for you

· More Seamless Onboarding

Convenience is our keyword; you can open an account within minutes from the comfort of your mobile

· Debit Cards

Request a Debit Card and we will bring it to you. You can also create a Virtual Card for online payments within minutes

· Bill Payments

Enjoy swift bill payments from Electricity to Cable TV to Internet Services

· Airtime and Data Top-up

Buy Airtime and Data plans for yourself or loved ones with a few clicks

· An Improved Budgeting Feature

So you can plan your spending and see where your money goes

· Payment Links

Now you can request money from friends & family via a simple link

· FX Swap

Enjoy convenience and say goodbye to currency conversion hassles

· Verve Ultra Card Request

No more Insufficient Funds, get a line of credit to cover emergency expenses with the Verve Ultra Card

· Dispute Management

Get help with your transactions when you need it, from the comfort of your mobile

· In-app Notifications

Manage your alerts & notifications and stay in the loop of what’s happening

· ATM/Branch Locator

Use the locator to find the Sterling Bank Branch or ATM closest to you
Updated on
Jul 14, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.3
29.3K reviews
FORTIFIED BIZ
June 26, 2025
App great! 👍 However there's a need for continuous improvement. 1. Make it possible to select account details for recent transactions (/history), to initiate a transfer, as getting to always write out account details (or copy & paste) especially for recurring transactions is stressful & 2. Make it possible to initiate bulk transfers please. Cheers, in addition to others improvement, as deemed fit.
5 people found this review helpful
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Ladeogo Ogooluwa
December 26, 2024
Terrible app to say the least. Can't wait to switch banks. It is always something. I try to send money, the next screenvask for my transaction pin and shows 4 digit dot. I typed it in and get the error invalid otp, i never received any and why not ask for OTP instead of transaction pin? I have had nothing but issues on this app. Pay people that can help you manage your apps well.
7 people found this review helpful
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Sterling Bank Plc
December 30, 2024
Hi Ogooluwa, please email us a screenshot of the error you are facing along with your account number at customercare@sterling.ng so we can look into this for you. We apologize for any inconvenience.
Azeez Abolarin
April 29, 2024
This is shoddy job. Customers that bank only with you are doomed as access to the account remained impossible. Update should have been optional when you can go anywhere. In an attempt to upgrade, you are getting the run around, at the end, no upgrade and no access to your account again. Very frustrating and user unfriendly.
10 people found this review helpful
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Sterling Bank Plc
April 29, 2024
Hi Azeez, we are so sorry for this experience. Could you please uninstall, reinstall the app and try again. Please reach out to us on customercare@sterling.ng or on Twitter @sterlinghelp if the issue persists.

What’s new

Always On Overdraft: Enables access to OD when account balance is insufficient for a transaction