Sterling OneBank

Sterling Bank Plc

About this app

About The App

OneBank is a 100% Digital Bank! In here, you can open an instant account, send and receive money, pay bills, buy airtime & data, invest and get a loan all in one place.

It offers you a new way of life with exciting features, an excellent user experience and top-notch security.

OneBank is powered by Sterling Bank

Features & Benefits

· An Elegant Look & Feel

Bank with style and enjoy a sleeker new interface designed specially for you

· More Seamless Onboarding

Convenience is our keyword; you can open an account within minutes from the comfort of your mobile

· Debit Cards

Request a Debit Card and we will bring it to you. You can also create a Virtual Card for online payments within minutes

· Bill Payments

Enjoy swift bill payments from Electricity to Cable TV to Internet Services

· Airtime and Data Top-up

Buy Airtime and Data plans for yourself or loved ones with a few clicks

· An Improved Budgeting Feature

So you can plan your spending and see where your money goes

· Payment Links

Now you can request money from friends & family via a simple link

· FX Swap

Enjoy convenience and say goodbye to currency conversion hassles

· Verve Ultra Card Request

No more Insufficient Funds, get a line of credit to cover emergency expenses with the Verve Ultra Card

· Dispute Management

Get help with your transactions when you need it, from the comfort of your mobile

· In-app Notifications

Manage your alerts & notifications and stay in the loop of what’s happening

· ATM/Branch Locator

Use the locator to find the Sterling Bank Branch or ATM closest to you

Ratings and reviews

Worst bank in the country. I tried using the bank after 4 years, Receiving an otp to activate the mobile app was a nightmare. I spoke with 2 customer care reps, and they all said it's been fixed, I gave up after trying for 5 days straight. Sms, Whatsapp and call, non of the options work. This is something Opay and the likes handle easily. They simply reminded me why I abandoned them 4 years ago. What a mess of a bank. 👎

Terrible app to say the least. Can't wait to switch banks. It is always something. I try to send money, the next screenvask for my transaction pin and shows 4 digit dot. I typed it in and get the error invalid otp, i never received any and why not ask for OTP instead of transaction pin? I have had nothing but issues on this app. Pay people that can help you manage your apps well.

Update: App is WORSE! Previous review: Requested account statement thru app; never received it. U have to call customer care, jump thru hoops, wait 24 hours b4 u get a basic account statement covering less than a year. Also, Transaction history is shown per month. E.g. to view from January to June, u must set calendar for each month separately cos it won't spool ur info for d entire period at one go. Unnecessarily tedious. Also, customer support channels either not on app or well hidden. POOR.

What’s new

Instant Pay
Performance and stability improvements