Smart Envelope Budgeting
Budget Pilot uses envelope budgeting to help you take control of your finances.
Allocate money to different spending categories and see your envelope balances update instantly.
Manual Transaction Tracking (No Bank Connections)
All accounts and transactions are entered manually — Budget Pilot does not connect to banks or access financial institutions.
Automatic Daily Allocations
Set up recurring daily allocations once and Budget Pilot automatically adds money to your envelopes every day, even offline.
Multi-Currency Management
• Track balances and transactions in multiple currencies
• Add cash, card, or manually entered accounts
• Ideal for travelers, expats, or anyone managing multiple currencies
Visual Budget Health Indicators
Color-coded indicators (green/yellow/red) show your budget health at a glance.
Local-First with Cloud Sync
• Your data stays on your device
• Optional encrypted cloud backup (Premium)
• Works fully offline
Free to Start
• First 180 transactions are free
• Upgrade to Premium for unlimited transactions and cloud sync
Security & Privacy
• No bank connections required
• No sharing of financial data with third parties
• Optional encrypted backup for secure syncing