Sunny Rupee

VALENDRIX FINTECH PRIVATE LIMITED

About this app

If you are facing short-term financial pressure in your daily life, Sunny Rupee aims to assist you by providing clear and structured information, helping you understand available financial options and address your financial needs.

Lending Partner
All loan products available on the Sunny Rupee app are issued by Nishtha Leasing Pvt Ltd. (https://nishthaleasing.in/partner), a Non-Banking Financial Company (NBFC) duly registered in India.

Credit Overview
Loan amount: ₹5,000 to ₹100,000
Loan tenure: 120 to 360 days
Maximum Annual Percentage Rate (APR): 20%

Fees & Charges
Processing fee: 1% of the approved amount
GST: 18% applicable on the processing fee
Eligible age: 20 to 60 years

Sample Loan Illustration
For a loan amount of ₹50,000 with a repayment period of 180 days at an APR of 20%:
Interest: ₹50,000 × 20% × (180 / 365) ≈ ₹4,931
Processing fee: ₹50,000 × 1% = ₹500
GST on processing fee: ₹500 × 18% = ₹90
Total amount payable: ₹50,000 + ₹4,931 + ₹90 = ₹55,521

Eligibility Requirements
Applicants must be Indian residents aged between 20 and 60 years
Valid KYC documents and income proof are required
Final approval is subject to internal verification and credit assessment

Customer Support
For any questions or assistance, please contact us at:
[e-mail]

What’s new

Fix known issues affecting user experience and performance.