ThriftWise: Budget Tracker

Hephae LLC

About this app

ThriftWise shows your whole money picture in one calm screen — net worth, this month's income vs spending, budgets, and a subscription leak audit that tells you exactly how much you're quietly paying every month.

Most money apps make you create an account, hand over your bank login, and then hide your own data behind an annual subscription. ThriftWise doesn't work that way.

- No account. No bank login. No ad tracking.
- Your financial data never leaves your device — it is stored locally and is never uploaded. The only network request ThriftWise makes is fetching public exchange rates for currency display.
- No subscription.

WHAT YOU GET

- Net worth — track cash, bank, cards, savings, and debts in one place
- Monthly cash flow — income vs spending, and what you actually saved
- Budgets — simple category limits with live progress, no envelope math
- Subscription leak audit — see every recurring charge, total the monthly drain, and mark the ones you've cut
- Bill reminders — set a day of the month and see what's coming up
- Savings goals — set a target and deadline, watch the progress bar fill
- Accounts — manual balances you control; logging a transaction updates them
- Multi-currency — display your figures in any of 10 currencies
- Export anytime — CSV for spreadsheets, or a printable PDF monthly summary

Your money, your data, your rules.