THYNKPAY

THYNKPAY LTD

About this app

ThynkPay is the fastest way to accept and make payments in Nigeria. Whether you're a vendor at your shop or a customer on the go, ThynkPay lets you send and receive money instantly using QR codes — no card numbers, no bank details, no hassle.

GET PAID IN SECONDS
Display your unique QR code at your shop, market stall, or anywhere you sell. Customers scan it, enter the amount, and you receive the money instantly. Print it, share it, stick it on your wall — it just works.

SCAN & PAY INSTANTLY
Need to pay someone? Open the scanner, point your camera at their QR code, and confirm. The entire payment takes less than 10 seconds. Quick-select amounts like ₦100, ₦500, ₦1,000 or enter any custom amount.

REAL-TIME EVERYTHING
Your balance updates the moment a payment lands. New transactions appear instantly on your dashboard. Push notifications alert you the second you receive money — complete with sound. No refreshing, no waiting.

YOUR WALLET, YOUR CONTROL
Fund your wallet with quick top-ups starting from ₦100. Track your daily and monthly spending limits with visual progress bars. Upgrade your KYC tier to unlock higher limits up to ₦5,000,000/month.

TRANSACTION HISTORY THAT WORKS
Search transactions by type, reference, or amount. Filter by received or sent. Every transaction comes with full details — amount, fees, reference number, timestamps, and status. Share transaction details or export receipts as images.

BUILT FOR SECURITY
• Biometric lock with Face ID or fingerprint
• Phone number verification with SMS OTP
• Automatic session timeout after inactivity
• Session expiry warning with option to stay logged in
• Transaction reference tracking for every payment

DARK MODE
Easy on the eyes, day or night. Choose Light, Dark, or let it follow your system preference.

DESIGNED FOR NIGERIA
ThynkPay is built from the ground up for Nigerian businesses and consumers. Nigerian phone numbers, Naira currency formatting, and local payment flows that make sense for how you actually do business.

KEY FEATURES
• QR code payments — scan or display
• Real-time balance and transaction updates
• Push notifications for every payment
• Biometric security (Face ID / Fingerprint)
• Dark mode (Light / Dark / System)
• Transaction search, filters, and pagination
• Receipt sharing as image or text
• Wallet funding with quick-select amounts
• KYC verification for higher limits
• Accessible design with VoiceOver support

ThynkPay — Made with care in Nigeria

What’s new

This update makes sign-ups smoother and your account safer.

• SMS signup with a THYNKPAY verification code
• Recovery email in Settings — safely reset a forgotten PIN
• Email receipts on every payment, send, or bank withdrawal
• Withdrawals of ₦5,000+ now require a quick email code
• Faster registration and a cleaner home screen
• Under-the-hood security hardening from our latest review