True Finance: The Money App

16 reviews
Content rating
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About this app

Could you use a few bucks in between paydays? ‍True Finance is here to help. Get cash advances directly to your bank account, up to $100. ‍No credit checks. No interest. No problem.

Need to get gas, pay a bill or buy groceries. All you have to do is download the app today and connect your bank account to get started. Once you’re a member, request an advance and receive funds in your bank account in 3 days or less.

Looking for a personal loan, auto insurance or a side gig? Explore our list of offers through third-party partners in the app.

True Finance partnered with Array to provide our users with a view of their credit score and report in the app. Worried about identity fraud? Get alerts when there is activity on your credit report.

True Finance uses Plaid to securely connect your bank accounts with 256-bit bank-level security to keep your information and money safe. Plaid seamlessly works with over 10,000 banking institutions across the US.

True launched in 2023 with a mission to help millions of Americans who need a few dollars in between paydays. We also help members view and understand their credit score.


APR (Annual Percentage Rate) is the cost you pay each year to borrow money, including fees, expressed as a percentage. The APR for short-term, small-dollar financial products vary. True Finance is not a lender and is not involved in lender’s individual credit decisions or underwriting process, thus we can’t state any specific APR that may be offered to you. Some lenders in our network offer rates between 5.99% and 35.99%, for borrowers with a good credit score. The credit decisions and individual loan terms depend solely on the lender, based on your credit score, income, credit history, and other factors. The lender is legally required to inform you of the APR and other loan terms before you agree to accept a loan. Some states have strict laws limiting the APR rates and fees that a lender can charge you.
Representative Example:
If you borrowed $10,000, with an interest rate of 11.41% over a 36 month period, and the loan had a 5% origination fee, your monthly payments would be $347.00. The total cost of the loan would be $12,480, with APR of 15.00%.
Loan Terms 3 to 84 months
Updated on
May 7, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info and App info and performance
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

16 reviews
Ian Smith
April 29, 2024
It does what it says in the description. I only qualified for $25 Dollars. Better than nothing.
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Amanda Bosco
July 31, 2023
I got a loan that was set to be paid back before I even get the loan and Andrey was so helpful in helping me navigate and get the issue resolved. Very easy to use App, easy to talk to customer service and overall a good experience.
5 people found this review helpful
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Montana Smith
November 8, 2023
Leaving 1 star simple for the fact the app DOES NOT WORK!! How are you currently not accepting new users, its a joke
3 people found this review helpful
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