1.91K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

The Prosper Card is an unsecured credit card with no deposit required. It’s a credit card built for people with fair credit to take control of their finances.

Manage your Prosper® Card account on the go with the mobile app.

Start using your credit card today
• Activate a new card in the mobile app
• Add your digital credit card to your mobile wallet for quick and convenient tap-and-go shopping
• View your virtual card number and easily copy to online shopping carts

Earn cash back where you love to shop
• Add cash back offers from 1000s of retailers
• Use your Prosper Card to make purchases
• Cash back automatically applied to statement

Manage your account in the app:
• Check your balance and available credit at a glance
• Make or schedule payments
• Easily view and search your transaction activity
• View or download your monthly statements
• Set up and manage AutoPay
• Set payment and transaction alerts

About Prosper
Founded in 2005, Prosper introduced U.S. consumers to an innovative new approach to personal finance called peer-to-peer lending. Over twenty years later, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of products.

The Prosper® Card1 supports people seeking access to credit and flexibility in managing their finances.

Regardless of the product, Prosper is dedicated to meeting people where they are in their financial journey, in order to advance their financial well-being. Learn more at www.prosper.com.

1 The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International.
Manage your Prosper® Card account on the go
Updated on
Aug 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Messages
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

1.87K reviews
Sean Killingbeck
August 19, 2026
Horrible card. It gets declined everywhere and flagged as a fraudulent purchase regardless of how much credit you have available. I called and told them its a legitimate transaction. They lift the fraud hold and it happens again and again. Beware of this card because it will leave you looking stupid when you try to use it and it gets rejected at legitimate merchants. When you call, they'll lift the hold everytime but the transactions keep declining after. Customer service won't help.
1 person found this review helpful
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Bruce C
August 3, 2026
After being overcharged $419.00 because their app is very glitchy and never puts the correct balance with my card, I realized after speaking with someone from customer service I would have to wait 10 days for them to send a physical check, despite them taking it directly out of my account! I would not recommend this card to anyone and I'm going to figure out how to cancel because now it's affecting my credit score even though I made on time payments
3 people found this review helpful
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Jeffrey Webb
August 8, 2026
I made a payment the other day for the outstanding balance of my Credit card and Prosper showed and acknowledged that I made the payment. I have othe Credit cards and paid them as I always do at the end of the month. I have only had this CC for a month and this was my first time payment. Little did I know that they don't actually process the payment after a certain cutoff time. Absolutely stupid I assumed that the set it as pending on my bank account but NO, Now a 10 day hold is on my account.
2 people found this review helpful
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What’s new

Bug fixes and improvements