Tymit Credit Card

TYMIT LTD

Contains ads

About this app

Tymit is the first instalment credit card, giving you complete control over your spending. Tymit is the credit card, reinvented:

- Affordable repayments. Choose your instalment plan of between 3 – 24 months from within the app, the moment you make the purchase. Purchases are repaid at the end of the month or put into 3 instalments are interest free (0% APR).

- Google Pay integration for payments without physical card. Contactless payments can exceed the £45 limit.

- Complete flexibility to adjust and manage online your repayment schedule at any time, with no penalties or fees.

- Use our purchase simulator to check how it will impact your monthly repayments.

- Bundle up! Is our unique way to monitor your spending, by grouping similar purchases together. You can customise the appearance and apply a re-payment plan of your choice.

- Protect your credit history, by staying on track to repay your balance. The app will allow you to view your future payments and deliver smart alerts, so you never miss a payment.

- Save money when you travel, with no fees on spending abroad and no fees from Tymit on cash advances abroad up to £200 a month.

- Absolutely no fees for membership, international transactions, going over your limit and cash advances.

Credit limit from £500 to £15,000 and interest rates varying from 12% - 22.7%, subject to eligibility, terms and conditions apply.

Download the app now and easily register. Then use our secure log-in to manage your account.


Tymit LTD is a company registered in England and Wales (No. 10827757), authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 796994 and is also registered with the Payment Services Regulator (PSR) for providing payment services. Postal address 5 Merchant Square, London, W2 1AY.

The Tymit Card is issued by Transact Payments Limited (TPL), a company incorporated in Gibraltar with registered address 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA and company registration number 108217. TPL is authorised and regulated by the Gibraltar Financial Services Commission as an electronic money institution and is a member of the Visa card scheme.

Ratings and reviews

My review of the app went from 5 stars as my daily driver credit card, to 1 star, as Tymit team kept introducing charges. It began with the removal of the interest free instalments, which I said to myself ok, this is fine. To introducing a monthly charge of £6.99!! You'll be better off with a premium cars provider at this rate. Just outrageous. I'm cancelling my account with Tymit effective immediately.

Still months on and I still can't login to this app. Had emais from tymit saying we are looking into this, but still no login. Tried resetting password, that doesn't work, tried uninstall ,that doesn't work. How am i supposed to check my balance etc if i can't login? Doesn't let me log in. Just keeps saying something went wrong. Awful app. Can't check.my balance or see payment options. How am I supposed to know my balance if I can't check?

Temperamental, one day you can sign in with fingerprint and/ or passcode, the following day, locked out and they won't reply on support. So I am locked out and can't utilise my account on my phone, yet tablet is fine. Do not use this card or app after they change the terms more than bed sheets