V by VFD

VFD MFB

About this app

V Bank is your all-in-one digital banking app that gives you unrestricted access to banking, lifestyle, and investment features 24/7.

Say bye to stressful paperwork and hello to convenience.

Key Features:

- Easy account opening
- Instant transactions and bills payment
- Investments at high rates and great returns
- Budgeting and account management tools
- Cards and card management
- Create savings plans and invite friends
- 24/7 support through live chat

What’s New:
* Redesign of the app logo to the new Vbank logo. 
* You can now open an additional Savings account with the “Open Additional Savings Account” feature. 
* Authenticate your transactions using your biometrics (thumbprint or facial recognition). 
* Search for past transactions quickly with transaction filter options like transaction type, transaction channel source, and date range. 
* Generate your Fixed Deposit investment letter and send it to your destination of choice. 
* Carry out transactions even without signing in to the app with the Quick Links feature. 
* Your Target Savings, Fixed Deposit, and Crew Savings plans can now be locked with the Lock Savings feature.  
* Disable or Enable interest payments on your Savings Account. 
* Wherever you are in Nigeria, you can get a Verified Debit Card delivered to your doorstep. 
* Crew Savings plans are now categorized based on themes for an easier search. 
* A transfer counter to track your free monthly interbank transfers. 
* Inclusion of a disclaimer on the e-voucher purchase window explaining that voucher use is country-specific. 
* Tap on the Total Account Balance Tile to view a list of all your accounts. 

You can read our privacy policy here: https://vbank.ng/privacy-policy/

Ratings and reviews

Please VFD, the splashscreen takes a lot of time to open, and the loading interface is really slow and uncreative. Also, balance can not be hidden Please look into this and solve this issue. The transfer speed is okay by me Please do well to upgrade your interface. I would love to continue using your app, and I'm sure others will if you improve.

Good bank. I like the free and fast transfer. But I have few things I would like your team to improve on. The Splash screen takes forever to load. Secondly, I don't like your credit or debit alert, it doesn't show if it is credit or debit. Also I don't like the idea of you removing fail transaction from the history on the app. Finally, generating bank statements shouldn't b conditional, I can't generate statement for my joint account. I was told it has to be upto 30 days before I can generate.

The app is good but certain bugs need to be taken care of. 1. The app's timeout is very annoying. Any little distraction, you have to restart the whole process. It's bad. 2. Please make available the option to either use the selfie or rear/main camera to capture image. One might have a bad selfie camera and that makes the whole process tiresome, worrisome and almost impossible.

What's new

Child Savings Account: Easily create accounts for your child and manage their access.
SMS Opt-Out Indemnity: Review and acknowledge terms for opting out of SMS notifications.
Updated Employment Details: Specify business type and cashflow info (now mandatory).
Card Request Disclaimer: Unclaimed Physical Cards securely destroyed after 365 days.
Improved "Hide/View Balance" feature for privacy.
"Savings Plan" renamed to "Open Account" for clarity.