Vimux: Personal Finance

Vinfarm Solutions

About this app

Vimux is a private expense tracker and budget planner. It reads the M-Pesa notifications that arrive on your phone and records them automatically as income and spending — no manual entry required. Vimux is a record-keeping tool only; it has no access to your M-Pesa or bank account.

KEY FEATURES

⚡ AUTO-CAPTURE
Logs a transaction record the moment an M-Pesa notification arrives. Every send, receive, buy goods, withdrawal and airtime purchase — captured instantly, processed entirely on your phone.

💰 SMART BUDGETING
Choose a budget rule (50/30/20, 70/20/10, 80/20) or create your own. Overspend alerts and category breakdowns keep the month on track.

🌱 SAVINGS & GOALS
Gradual savings plans, 52-week challenges, emergency fund tracking and goal projections that show exactly what it takes to finish.

🤝 GROUP RECORDS
Keep personal records of group contributions, welfare payments and rotating-schedule turns.

📉 DEBT TRACKING
Record what you owe and your repayments, with payoff schedules and your projected debt-free date.

📊 NET WORTH & REPORTS
Record the value of what you own and owe to see your net worth, plus monthly summaries, category breakdowns, PDF/Excel export, and a "Money Wrapped" view of your year.

🔒 PRIVATE & SECURE
PIN and fingerprint/face lock. Your data stays on your device — optional encrypted cloud sync only if you sign in.

🌍 WORKS ANYWHERE
150+ currencies. Pick your country at setup — M-Pesa auto-capture appears for Kenya, and the rest of the app works worldwide.

PERFECT FOR
• M-Pesa users who want to know where their money goes
• Group treasurers keeping contribution records
• Anyone paying down what they owe or building savings
• Small business owners tracking mobile money income

Vimux is a personal record-keeping and budgeting tool. It does not provide any financial products or services of any kind.