VoiceUPI is an SMS-based UPI and bank payment alert app for Indian merchants, shopkeepers and individuals.
Its core function is to detect actual credit and debit transaction SMS messages from bank and UPI sender IDs, announce payments aloud, and maintain local transaction history, summaries, analytics and PDF reports.
VoiceUPI uses RECEIVE_SMS only for newly received financial transaction SMS. It does not request READ_SMS, does not read old SMS history, OTPs, personal messages or conversations, does not verify accounts, does not detect fraud, and does not initiate payments.
How VoiceUPI works:
1. A bank or UPI transaction SMS arrives on the phone.
2. VoiceUPI checks whether the SMS is an actual credit or debit transaction.
3. If it is valid, VoiceUPI detects the amount, transaction type, payer/payee name and payment source where available.
4. The app announces the payment aloud.
5. The transaction is shown in Home, History, Summary, Analytics and PDF reports.
Key features:
- Voice alerts for actual credit and debit transaction SMS
- Separate Credit and Debit views
- Today, weekly, monthly and custom date summaries
- Transaction history and search
- Analytics dashboard
- PDF statement download
- Manage Payment Apps option
- Credit and debit voice controls
- Multiple Indian languages
- Optional Alert Members feature for trusted payment alert sharing
Privacy and SMS usage:
- SMS permission is required only for newly received bank/UPI transaction SMS.
- VoiceUPI does not request READ_SMS.
- VoiceUPI does not read old SMS history.
- VoiceUPI does not read OTPs or personal messages.
- VoiceUPI does not verify accounts.
- VoiceUPI does not detect fraud.
- VoiceUPI does not initiate payments.
- Promotional messages, payment requests, failed transactions, future debit alerts and non-transaction messages are ignored.
- Transaction history is stored locally on the device for history, summary, analytics and PDF reports.
- Optional alert sharing uses Firebase only when the user enables Alert Members.
VoiceUPI is useful for:
- Kirana and grocery stores
- Restaurants and food stalls
- Pharmacy shops
- Retail stores
- Street vendors
- Service shops
- Individuals who want payment summaries
VoiceUPI works like a mobile UPI sound box. It helps users hear and track payment alerts from bank and UPI SMS without buying a physical sound box device.
SMS UPI/bank payment alerts with voice, history, analytics and PDF reports.