Nestly

In-app purchases
Content rating
Everyone
10+
Downloads
Content rating
Everyone
Learn more
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About this app

Nestly: Retirement Planning, Simplified

See your retirement future clearly. Nestly brings your income, savings, taxes, Social Security, housing, and risk into one connected plan so you can make better decisions faster.

AI Retirement Copilot
Get plain-English guidance on what to do next. Nestly's AI Retirement Copilot highlights opportunities, explains tradeoffs, and helps you test changes before you commit.

12 Predefined Scenario Templates
Start instantly with 12 built-in templates for common retirement situations, then clone and customize them for your own plan.

What-If Scenarios
Adjust retirement age, savings rate, Social Security timing, and more to see full-plan impact instantly.

Monte Carlo Projections
Run simulations for confidence ranges, not just a single-point forecast.

261+ Inputs, 14+ Modules
Model your full retirement system across accounts, taxes, benefits, housing, debt, insurance, and estate factors.

Housing and Real Estate
Include mortgage payoff, downsizing, rental income, and property cashflow in your plan.

Tax-Smart Withdrawal Planning
Evaluate withdrawal order, Roth conversion strategy, RMD timing, and IRMAA-sensitive decisions.

Retirement Flight Path
Get a year-by-year action timeline with clear next-best moves.

Decision X-Ray
See how each change affects income, taxes, and risk line by line.

Nestly Score (0-100)
Track retirement readiness across key planning pillars.

Couples Planning
Model staggered retirements, spousal Social Security, and survivor scenarios.

Start Free:

500 Monte Carlo simulation paths
Up to 3 saved scenarios
Up to 2 What-If comparisons
Basic export reports
Cloud sync when signed in

Upgrade to Pro:

8,000 Monte Carlo simulation paths
Unlimited saved scenarios
Up to 10 What-If comparisons
Full Nestly Score analysis and guidance
All 261+ inputs editable
All 14+ modules unlocked
Unlimited life events
Comprehensive export reports
Updated on
Apr 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

What’s new

Smarter Top Actions with clearer AI explanations
New in-app guide for how recommendations work
Mobile PDF export and richer retirement reports
Better action sheets, menus, and scrolling
Improved contribution planning with IRS limit support
UI fixes and stability improvements
Content rating
Everyone
Learn more

App support

Phone number
+19144860303
About the developer
W3Force LLC
w3forceapps@gmail.com
10 Wingate Way Green Brook, NJ 08812-1800 United States
+1 914-486-0303

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