Wagetap: Instant Cash Advance

4.8
9.11K reviews
100K+
Downloads
Content rating
Rated for 3+
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Waiting for pay day? Have an unexpected expense? Download Wagetap to access your pay instantly today!

Get Cash Instantly with Our Payday Advance App:
We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.

Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments:
With Wagetap you can access your pay on demand instantly and cash out up to $2,000 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.

So download Wagetap today and let us help with those unexpected expenses!

How do I create an account?
1. Sign Up
2. Connect your bank account
3. Cash out instantly

What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.

How does split my bill feature work?
Add your bill details within your eligibility limit
We cover your bill for you
You repay in smaller repayments on your next few paydays.

Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 – 2 business days.

How much does Wagetap cost?
Wagetap charges a 5% transaction fee and maximum annual percentage rate at 24% interest. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46.

When is my repayment due?
Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period).


Have a question for us or need help with your account?

You can email us at hello@wagetap.com or talk to us through the Help and Support section in your app.

Business Name: Digital Services Australia V Pty Ltd
Address: Level 4, 478 George St, Sydney NSW 2000
Updated on
Feb 9, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
8.91K reviews
Teodora Tankova
August 8, 2023
I have been using the app since January 2023. Was great, especially the Bill option. Three weeks ago, on the Thursday morning I have been approved for $500 cash and $400 Bill. In the afternoon I WAS NO LONGER ELIGIBLE regardless my income has increased much more. Since then it shows ineligible. Received a survey asking me why I don't cash out anymore (being eligible) where I answered that my app shows ineligible. I believe the Tracker is not working anymore, Wagetap is not reliable.
4 people found this review helpful
Did you find this helpful?
Digital Services Australia V Pty Ltd
August 9, 2023
Hello, Teodora. Thank you for your feedback. We're sorry to hear that you're having issues with using the app! If you're still having the same issues, kindly reach out to us at support@wagetap.com and we'd be happy to check this for you. Thank you!
Alan Tran