Wagetap: Instant Cash Advance

7.56K reviews
Content rating
Rated for 3+
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About this app

Waiting for pay day? Have an unexpected expense? Download Wagetap to access your pay instantly today!

Get Cash Instantly with Our Payday Advance App:
We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.

Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments:
With Wagetap you can access your pay on demand instantly and cash out up to $2,000 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.

So download Wagetap today and let us help with those unexpected expenses!

How do I create an account?
1. Sign Up
2. Connect your bank account
3. Cash out instantly

What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.

How does split my bill feature work?
Add your bill details within your eligibility limit
We cover your bill for you
You repay in smaller repayments on your next few paydays.

Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 – 2 business days.

How much does Wagetap cost?
Wagetap charges a 5% transaction fee and maximum annual percentage rate at 24% interest. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46.

When is my repayment due?
Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period).

Have a question for us or need help with your account?

You can email us at hello@wagetap.com or talk to us through the Help and Support section in your app.

Business Name: Digital Services Australia V Pty Ltd
Address: Level 4, 478 George St, Sydney NSW 2000
Updated on
Apr 7, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

7.38K reviews
Alan Tran
March 18, 2021
Nothing works. Have been trying to use this app for last two weeks. Have been working full time for 3 years, told I couldn't use this app as my salary gets paid into a savings account, changed my salary to a transaction account. Told to change email, told I tried too many times. After following so many instructions have given up as all I'm getting now are errors. This has got to be one of the worst experiences I had had with a startup as running into problem after problem
94 people found this review helpful
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Digital Services Australia V Pty Ltd
March 29, 2021
Hi Alan, We're sorry to hear that you're having issues with your account. For all account enquiries, please reach out to our friendly customer service team at support@wagetap.com so we can help assist you further.
Kristy Lee
February 19, 2024
Worst app ever. Have to reconnect bank everytime and it never connects, maybe on the 10000th try. Don't even bother using this, use one of their competitors who actually have a workable app
8 people found this review helpful
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William Token
January 30, 2024
Was good to begin with but despite still working for the same employer, ever since my pay cycle changed from fortnightly to monthly i have been "ineligible to apply" due to "inconsistencies in my wages" Its been 4 almost 5 months, how has it not picked up on the change yet? I earn more money now than i was originally but because its not the amount i earned fortnightly on a thursday like when i signed up, sorry that doesnt compute. Artificial intelligence programmed without actual intelligence 0*
10 people found this review helpful
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What's new

You can now access up to $2000 of your wage in advance!
Update your app to make sure you're on the latest version of Wagetap.