Wagetap: Your Wage on Demand

4.01K reviews
Content rating
Rated for 3+
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About this app

Waiting for pay day? Have an unexpected expense? Download Wagetap to access your pay instantly today!

We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.

With Wagetap you can access your pay on demand instantly and cash out up to $300 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.

So download Wagetap today and let us help with those unexpected expenses!

How do I create an account?
1. Sign Up
2. Connect your bank account
3. Cash out instantly

What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.

How does split my bill feature work?
Add your bill details within your eligibility limit
We cover your bill for you
You repay in smaller repayments on your next few paydays.

Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 – 2 business days.

How much does Wagetap cost?
Maximum of 5% transaction fee and 24% interest per annum. Minimum is a 5% transaction fee. For example, the repayment for a wage advance of $100, your repayment will be $105.46 This includes $5 (5% transaction fee) and $0.46 (24% interest per annum). Wagetap offers flexible repayments options you can choose from. We recommend options that align with your pay cycle, unless you select otherwise. Minimum repayment is 61 days and maximum is in 62 days.

Have a question for us or need help with your account?

You can email us at hello@wagetap.com or talk to us through the Help and Support section in your app.
Updated on
Jan 16, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted
4.01K reviews
Lee Henry
January 26, 2023
Rubbish app that constantly bugs, disconnects from bank then won't reconnect, contacting customer service about the issue will result in customer service suggesting you owe money as you've missed repayments, that's why disconnected, ect. Place blame on customer and provide no service. Also the promise of increasing the amount you are allowed to withdraw is never going to happen. Avoid this app like the plague!!! Edit: I have reached out & the engineering team had no date for fixing my issues.
3 people found this review helpful
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Digital Services Australia V Pty Ltd
January 26, 2023
Hi Lee, we're sorry to hear about what happened! We would love to take a look at the issue and rectify this for you. Please reach out to our customer support team at support@wagetap.com and we'll be happy to help.
Joel O'Connell
December 31, 2022
Wish I could rate this lower, it's the biggest waste of time and you're best off using MyPayNow or BeforePay. The app let me cash out, it was paid back on time then when I tried to cash out again its telling me I'm not Eligible, & absolutely nothing has changed in my circumstances so this app can go screw itself! The more reviews I'm reading the more I'm seeing people are experiencing the same bloody issue!!
5 people found this review helpful
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Digital Services Australia V Pty Ltd
January 26, 2023
Hi Joel, we're sorry to hear that. Our system performs an eligibility check for a number of factors that we are unable to disclose for confidentiality reasons. However, changes might happen to this over time as we continue to improve the system. Thank you.
Jemma “Barbie”
November 27, 2022
Was told after 3 repayments I could up my withdrawal limit but still can't and I've made repayments atleast 8 times. Im also somehow not eligible for the bill splitting feature as a full-time worker and always make my repayments but Ive seen people with on Centrelink who earn less than half of my wage become eligible. Not happy.
7 people found this review helpful
Did you find this helpful?
Digital Services Australia V Pty Ltd
November 29, 2022
Hi, Jemma. We understand this can be frustrating. We are working towards making this better. We would appreciate it if you could send us the details at hello@wagetap.com.

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