Zindigi - All in One Finance

3.2
36K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Welcome to Zindigi - your all-in-one solution for simplifying all your financial needs. Make payments, spend save invest and borrow money within some app and in-store spending to access to trading and free international payments, Zindigi empowers you to do it all.

Open your Zindigi account in minutes today and unlock a world of seamless financial management at your fingertips.

Customize your home screen with shortcuts of your own choice. Now add up to 8 shortcuts of your favorite activity to your home screen for quick navigation.

Translucent Debit card:

Order our cool translucent Mastercard/PayPak Debit Card directly from Zindigi and make local and international payments with the lowest international transaction fees( only at 1%)

Make seamless payments:

Send Money to any bank account, CNIC, mobile number, Zindigi - Zindigi to your friends and family securely and share receipts instantly from within the app.

Pay your bills on time without standing in lines. In simple 3 steps, you can clear your bills online for electricity, gas, telephone, internet, water, government fees and more.

Book your airline, bus or cinema tickets with Zindigi app or buy vouchers for Netflix, Amazon or Fortnite, PUBG, FREEFIRE, Playstation, XBOX etc

Invest, Save and lend:

Seamlessly open your stock market and mutual funds account in just a few simple steps and begin earning profits right away. With Zindigi, you have the flexibility to buy and sell stocks, monitor market performance, and grow your money.

Save with mutual funds at your convenience, with funds deposited directly into your Zindigi account, save and grow your money through mutual funds.

Need instant cash? With our Advance Cash get instant loans upto Rs. 100,000 without any documentation. So what are you waiting for?

Personal Loans are only available to Pakistan Citizens in the territory of Pakistan Terms & Conditions: https://zindigi.appinsnap.com/pages/Advance-Cash-Terms-&-Conditions.html

Funding your Zindigi Account is SIMPLE:

You don’t have to worry about topping up your Zindigi account anymore, Just pull funds from any debit card or transfer from any bank account easily to get started. Its that easy!

Z-Miles Your Loyalty Program:

For Zindigi, loyalty matters! The Z-Miles program brings this statement to life. With Z-Miles we promise you rewards that have no end. The more you engage with Zindigi and spend on the app, we will give out loyalty points which you can redeem for vouchers and enjoy discounts on Bill Payments and much more!

Gen Z (Under 18 Account)

You are under 18? No issues, now you can sign up and enjoy financial freedom with Zindigi and enjoy features like Debit Card, Bill payments, Z-Miles and much more! The whole financial world in the palm of your hands

Gifting has never been this easier:

Send personalized gifts or send requests for money to your friends and family.

Stay in control of your App security:

Apply additional security layers of SMS/email OTP and biometric verification over and above PIN code by simply changing the security settings in the App. Manage your cards by setting spending limits, block/unblock it right from the app.

Experience the convenience of instant spending notifications, effortless cash flows, stress-free travelling with real-time support from Zindigi's In-App chat.

More than an App, it’s a lifestyle:

Use Zindigi for travel, cinema, and hotel bookings, buy e-vouchers & insurance, pay bills, take loans, invest and secure your savings through one single app.

Download now and Zindigi se Zindagi ko Simple Karo!

For any queries, contact us at: support@zindigi.pk

Helpline: (021) 111-556-677
Updated on
Dec 15, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info, and Messages
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.2
35.9K reviews
Zeeshan Ahmad
January 4, 2026
Your application is not working properly. When the app is opened, the biometric, CNIC, and live photo options appear, but when the process button is clicked, only the Ultra Signature option is shown. After that, nothing gets uploaded and the application does not allow login. This issue has been present for several days, but unfortunately your team does not seem to be taking it seriously. Please resolve this problem as soon as possible..
31 people found this review helpful
Did you find this helpful?
JS Bank Limited
January 4, 2026
Apologize Zeeshan! 🙏 Please try clearing your app's cache and storage, then try again. If you have any other concern, please share your details with us via email support@zindigi.pk so we can look into it for you. Thank you. 🤝
Nida Kazmi
January 2, 2026
I did it multiple times but it's not working even launch complain too. same error the specified threshold does not meet. I just got sick off it this requires account verification and the step of scanning back side of cnic it got stuck and give the specified threshold does not meet. Now tell me what can I do? No support centre is responding and I got stuck in a hell
4 people found this review helpful
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JS Bank Limited
January 2, 2026
Sorry for the inconvenience Nida😔 the issue has been highlighted on our end, and you will be guided shortly. For further information, you may contact our email support at support@zindigi.pk anytime. 🌟
Abdulla Faizan
January 9, 2026
I did it multiple times but it's not working even launch complain too. same error the specified threshold does not meet. I just got sick off it this requires account verification and the step of scanning back side of cnic it got stuck and give the specified threshold does not meet. Now tell me what can I do? No support centre is responding and I got stuck in a hell...... Help me!
Did you find this helpful?
JS Bank Limited
January 9, 2026
Apologies, Abdullah🙏. Kindly share your details via email at support@zindigi.pk, and your complaint will be investigated. Thank you🤝.

App support

Phone number
+9251111556677
About the developer
JS BANK LIMITED
k.waqas@jsbl.com
Shaheen Commercial Complex Dr. Ziauddin Ahmed Road Karachi, 75600 Pakistan
+92 333 3063025

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