Wealthra

Wealthra Pty Ltd

About this app

Wealthra is a comprehensive personal finance app built for Australians. Connect your bank accounts via Open Banking, track your spending, manage budgets, and monitor your entire financial picture in one place.

KEY FEATURES

Bank Account Sync
Connect your Australian bank accounts securely via Open Banking (CDR). Transactions sync automatically so you always have an up-to-date view of your finances.

Budgets & Bills
Set monthly budgets by category, track recurring bills, and get notified before payments are due. See exactly where your money goes each fortnight.

Net Worth & Assets
Track property, shares, superannuation, crypto, and other investments alongside your bank accounts. Monitor your total net worth over time with interactive charts.

Transaction Management
Categorise transactions automatically with smart rules. Attach receipts, flag tax-relevant expenses, and search across all your accounts instantly.

Financial Goals
Set savings targets and link transactions to track progress. Visualise how close you are to your next milestone.

Scheduled Transfers
Plan recurring transfers between accounts, mortgage repayments, and credit card payments. Auto-match bank transactions to scheduled transfers.

Cash Flow Forecasting
See projected income and expenses across the coming months. Understand your monthly commitments and discretionary spending at a glance.

Investment Portfolios
Group assets into portfolios, track dividends and capital gains, and see performance with ROI calculations using the total return method.

AI Financial Coach
Get personalised insights about your spending patterns, cash flow trends, and opportunities to save.

SECURITY & PRIVACY

• Bank-grade encryption for all data in transit and at rest
• Open Banking connections secured via Basiq (accredited CDR intermediary)
• Biometric authentication (fingerprint/face) for app access
• 30-day account recovery period before permanent deletion
• Compliant with the Australian Privacy Act 1988 and Consumer Data Right framework
• Your data is never sold or shared with advertisers

SUBSCRIPTION PLANS

Wealthra offers a free trial, then three paid tiers:
• Budgeter — budgets, bills, and manual accounts
• Investor — adds Open Banking sync and asset tracking
• Planner — full access including AI Coach and advanced reporting

Built in Brisbane, Australia by Wealthra Pty Ltd.

What’s new

Improved Transactions filters — dropdowns now use a smooth bottom sheet with live search, making it easy to find accounts and bank feeds quickly.

Added the ability to add bank accounts to an existing institution connection from the Bank Connections screen.

Fixed a bug where pending transactions became locked after a categorisation rule was applied.

Fixed unread notification count not updating correctly after marking notifications as read.

Performance and stability improvements.