WePaisa - Personal Loan App

WePaisa - SmartCred Private Limited

About this app

WePaisa helps eligible salaried professionals apply for personal loans digitally through our lending partners.

#Personal Loan#
Loan amount: ₹5,000 – ₹5,00,000
Tenure: 3 – 24 months
Interest rate: From 1% per month
Maximum APR: Up to 78%
Processing fee: Up to 10% + applicable GST
No collateral required, subject to eligibility

#Representative Laon Example#
Loan amount: ₹20,000
Tenure: 12 months
Interest rate: 20% p.a.
Processing fee: ₹500 + applicable GST
EMI: ₹1,853
Total interest: ₹2,232
APR: 24.89%
Net amount disbursed: ₹19,410
Total repayment: ₹22,232
Total cost of credit: ₹2,822, including interest, processing fee and applicable GST.

#Lending Partner#
Rockland Finstock Limited, an RBI-registered NBFC (https://www.rocklandfinstock.com/lsps/)

WePaisa acts as a Loan Service Provider (LSP)/loan facilitator. Loan approval, sanction, disbursement and repayment are subject to the lending partner's terms.

#Privacy & Security#
We collect information required for KYC, credit assessment, fraud prevention, compliance and loan servicing. Information may be shared with the applicable lending partner for processing the loan.

Please review the Privacy Policy, Terms & Conditions and Key Fact Statement (KFS) before accepting a loan.

# Support & Contact#
Privacy Policy: https://wepaisa.com/privacy-policy
Terms & Conditions: https://wepaisa.com/terms-of-service
Email: [e-mail]
Phone: [phone]
Office: 73, SITE-4, VIKAS PURI, New Delhi, West Delhi, Delhi, 110018

What’s new

Minor Updates