Yavo: Expense & Budget Tracker

Mykola Kipniak

In-app purchases

About this app

Yavo is a personal finance and expense tracker that helps you log spending, manage budgets, and understand your money - all in one app.

TRACK EXPENSES YOUR WAY
Log expenses by voice in seconds - just say the amount and Yavo auto-categorizes it. Scan any receipt to extract the total, tax, merchant, and itemized purchases instantly. Or use manual entry for full detail. Works fully offline - log by voice, scan a receipt, or type manually even without internet. Everything syncs automatically the moment you reconnect. Yavo is the expense tracker that fits how you actually live.

BUDGETS & SAVINGS GOALS
Set a monthly budget and watch your daily spending pace in real time. Add category spending limits to stay on track. Create savings goals with deadlines and track your progress month by month. Yavo helps you build real money management habits.

AI SPENDING REPORTS
Every week and month, Yavo generates an AI financial report with spending insights and practical tips. See your top categories, income vs expenses, and how your habits are trending - not just raw numbers. Your personal finance assistant in your pocket.

DEBT & NET WORTH TRACKING
Track credit cards, loans, mortgages, and auto loans - all in one place. Monitor payoff progress, due dates, and interest. See your full net worth across cash, stocks, and crypto - with live prices, always up to date. No more juggling three different apps.

EXPORT YOUR DATA
Export any period's expenses in one tap - get a PDF summary by category, a full CSV with every transaction, and a ZIP of all receipt images, delivered directly to your email.

INCOME & TAX TRACKING
Log income by source and category. Apply custom tax groups to income and expenses. View your complete cash flow - the money manager that tracks both sides of your finances.

KEY FEATURES
• Voice expense logging - fastest way to track spending
• Receipt scanner with OCR - scan any receipt in one tap
• Offline mode - log, scan & record voice without internet; auto-syncs on reconnect
• AI weekly and monthly spending reports
• Monthly budget with daily pace tracking
• Category limits and spending alerts
• Savings goals with deadline tracking
• Debt tracker: credit cards, loans, mortgages, auto loans
• Net worth dashboard: cash, stocks & crypto - live prices in one place
• Export: PDF report, CSV & receipt images sent to your email
• Income tracking with custom tax groups
• Multi-currency support
• Recurring payments and subscriptions
• Custom categories and payment methods
• Biometric protection (Face ID/fingerprint)
• Available in English, Ukrainian, Russian, and Bulgarian

PREMIUM - 30-day free trial
• Unlimited voice expenses
• Unlimited receipt scanning
• AI weekly and monthly reports
• Full transaction history (beyond 2 months)
• Custom categories
Save 40% with the annual plan - cancel anytime.

Yavo - the personal finance tracker, budget planner, and money manager that keeps up with your life.

What’s new

AI First expense tracker app