zavo: EMI Payments & Rewards

zavo

About this app

zavo is India’s trusted financial empowerment platform, designed to help you borrow smarter, manage credit efficiently, and achieve financial stability—while earning rewards—all in one place. Whether you need quick funds, want to monitor and improve your credit score, or need expert advice on managing debt, zavo is here to support you!

Track & Manage Loan & Credit Card Payments
✅ Easy Loan & Credit Card Repayments Never miss a due date
✅ Smart Payment Reminders: Avoid penalties & late fees
✅ Pay securely: hassle-free payments to any lender or bank
✅ Track & Improve Credit Behavior: Build disciplined credit habits
✅ Earn Rewards & Cashbacks: Get up to 5% cashback on bill payments and EMIs

Boost Your Credit Score to 750+
✅ Check your credit score anytime with reports powered by top credit bureaus
✅ Understand key factors impacting your creditworthiness
✅ Gamified Challenges & Rewards: Make improving credit fun & engaging
✅ Personalized Financial Plans: Get expert insights tailored for you
✅ Unlock better borrowing opportunities with improved credit behavior

Struggling with debt? Get Expert Loan Settlement Assistance
✅ Negotiate lower repayment amounts with lenders
✅ Structured debt resolution plans for long-term stability
✅ Expert guidance to help you regain control & achieve financial freedom.

Get Instant Personal Loans Anytime, Anywhere!
→ Apply for personal loans from ₹10,000 to ₹5,00,000
→ 100% digital & paperless process—no paperwork, no branch visits!
→ Quick approvals based on your credit profile
→ Flexible repayment tenure from 6 months to 36 months
→ No collateral required—100% unsecured loans
→ Competitive APR from 10% to 36% per annum

Loan Information
• Lending Partner:
Padmalaya Finserve Private Limited (Padmalaya)
• Loan Amount: ₹10,000 to ₹5,00,000
• Repayment Tenure: 6 months to 36 months
• Annual Percentage Rate (APR): 10% to 36% per annum
• Representative Example:
Principal Amount: ₹50,000
Tenure: 12 months
Annual Interest Rate: 12% per annum
Monthly EMI: ₹4,441
Total Interest Payable: ₹3,292
Total Repayment Amount (Principal + Interest): ₹53,292

Why choose zavo?
✅ 100% Digital & Paperless: No branch visits, no waiting
✅ Gamified Credit: Building Experience: Make financial growth engaging
✅ Secure & Private: End-to-end encrypted transactions
✅ No Hidden Charges: 100% transparent loan terms
✅ User-Friendly Interface: Simple navigation & smooth processing

Permissions Required for a Secure Experience
📍 Location: Required to verify identity and prevent fraud
📞 Phone Access: Needed to link your number to your zavo account
💳 SMS Access: Helps track expenses, verify transactions & set reminders
📷 Camera Access: Required for scanning QR codes & identity verification

Disclaimers:
zavo is a financial marketplace offering personal loans, credit score tracking, and debt settlement in partnership with regulated lending institutions. zavo is not a bank and does not claim to offer banking services. All lending products are provided by Padmalaya Finserve Private Limited. Loan approvals are subject to eligibility criteria and credit assessment by the lending partner.

📲 Download zavo today & take control of your financial journey! 🚀