Ziina: Pay, Get Paid Instantly

4.2
5.29K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Ziina is a first-of-its-kind financial platform for individuals and businesses in the UAE who need a fast and secure way to send and receive money. Unlike traditional institutions, Ziina is a local partner that reimagines money to be simple, social, and stunning. For businesses, get paid instantly everywhere business takes you. You can accept payments instantly in person, on social media, and on your website. Make the money part easy for customers and easy for business so you never miss a beat—or a sale.

ZIINA PERSONAL
Ziina makes peer-to-peer payments a breeze. Whether you find yourself needing to split bills among friends, reimburse someone for a cab ride, or make everyday payments, Ziina ensures you can instantly transfer money, all while keeping your transactions secure and hassle-free. Effortlessly accept payments via QR codes and payment links, enabling you to receive funds from both credit cards and Apple Pay with ease. It's all managed within your Ziina wallet, providing you with the flexibility to either retain your funds or opt for a swift cash-out to your UAE bank account. Plus when you use your Ziina Wallet balance or a UAE debit card to send payments, there are zero fees on your first 5,000 AED in transactions.

ZIINA BUSINESS
Ziina Business is the one-stop shop for all your business needs. Get 1,000 AED in zero processing fees when you join. Plus, when you invite another business to the Ziina family, both of you can earn an extra 5,000 AED in free processing. Whether you're launching a startup or managing an established business, Ziina Business is here to help you with all the tools you need to keep your business running smoothly:

SECURE PAYMENT GATEWAY
Ziina's payment gateway is tailored for businesses in the UAE. Whether you're just starting or an established business owner, Ziina's payment gateway makes it quick and easy to accept payments on your website within seconds. Our payment gateway integrates seamlessly with all major platforms, including Shopify, WooCommerce, WordPress, and custom websites. Plus, our multi-currency feature enables you to accept international payments in up to 10 different currencies.

PAYMENT LINKS
Ziina offers secure payment links on demand for all businesses and freelancers looking to accept Visa, Mastercard, AMEX, Apple Pay, or Google Pay. Use your payment links to easily accept international transfers, get paid by clients, and take your business cashless.

PAYMENT KEYBOARD
No more switching between apps or converting PDFs to generate client bills or invoices. Ziina's payment keyboard simplifies payments within messaging apps. With ZiiBoard, you can easily send invoices, whether you're chatting on WhatsApp, Instagram, or other messaging apps.

CUSTOM QR STANDS AND NFC CARDS
For in-person and offline payments, Ziina offers branded QR code stands and NFC cards. Whether you're at markets, pop-ups, or mobile stalls, customers can conveniently scan and pay with Apple Pay, Google Pay, or cards. Your funds instantly appear in your Ziina wallet, eliminating waiting times.

FAST CASH-OUTS
When you receive money with Ziina, you can keep the money in your mobile wallet or cash out instantly to your bank account. (Ziina supports all UAE banks, including RAKBANK, ADCB, Emirates NBD, Citibank UAE, HSBC and more). We offer instant cash-outs to help you stay cash flow positive. We'll transfer the funds in your Ziina wallet to your bank account usually within a few hours and at most 1-2 working days.

INSTANT ANALYTICS
Keep a pulse on your sales with our analytics report. Use it to track revenue, get a better understanding of your finances.

PRIVACY AND SECURITY
Ziina Payment LLC is licensed by the Central Bank of the UAE under license number 1112672. Your account features biometric authentication and employs PCI-DSS certified technology to safeguard payment card information.

Get paid the Ziina way today. Download the app and sign up in 1 minute to get started.
Updated on
Dec 5, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
5.25K reviews
bashar mashriqi
December 14, 2025
Quick option for payment and transfer money with friends or family members. Easy, smooth and reliable, only thing when transfer to a bank account I wish, it would be taken shorter to me like 24 hours, since many times it takes longer time.
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KAT PLATA
December 28, 2025
still 2 weeks now and you cannot fix my issue. i am like a blind person and cannot see the transaction made by the clients. I've been to 2 customer service in whatsapp but still the same. bad for business! i will remove this review once you fix my issue.
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Wael Mansour
December 24, 2025
Unusable. They require to use another device camera or USB to enter the account. Poor user experience.
4 people found this review helpful
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Ziina
December 24, 2025
Thanks for sharing your feedback. We’re continuously improving our user experience on Android while maintaining the highest security standards. If this issue persists, please reach out to our support team through WhatsApp or email so we can assist.

What’s new

Enjoy the new upgraded Ziina. We've made some behind-the-scenes tweaks and polished the app more. You can expect it to run even more smoothly now.