Ziina: Send. Spend. Get Paid.

4.3
5.94K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Ziina is the fast, secure way for individuals and businesses in the UAE to send, receive and manage money. Whether you’re growing your business or paying your share of the rent, Ziina helps you move money simply and safely.

ZIINA VIOLET
Ziina Violet is a membership built for how you live, work and move in the UAE. Enjoy premium monthly benefits from 12 brands and services like ClassPass, SALT, Ounass and more. From workouts and coffee runs to fuel delivery and laundry, Ziina Violet gets you more from the things you already do—and pays for itself with just 1-2 benefits. Plus, enjoy monthly cashback, 0 currency fees online or abroad, priority support and your exclusive Violet Card.

ZIINA PERSONAL
Ziina makes transfers as easy as a text. Send or receive payments in seconds, whether you’re splitting dinner, paying a friend back or covering the little things that make up everyday life. Accept payments through QR codes or payment links, with support for credit cards, Apple Pay and Google Pay. Everything stays secure, organized and easy to track in your Ziina account. Keep your balance for future spending or cash out instantly.

ZIINA BUSINESS
Ziina Business is the one-stop shop for all your business needs. Get 1,000 AED in fee-free processing when you join. Plus, when you invite another business to the Ziina family, both of you can earn an extra 5,000 AED in free processing. Whether you're launching a startup or managing an established business, Ziina Business is here to help you with all the tools you need to keep your business running smoothly.

ZIINA CARD
Spend your Ziina balance directly with your digital Ziina Card. Use your funds to cover your business or personal expenses, and manage everything in one place. Add your card to your Apple or Google wallet and enjoy 0 currency fees on all non-AED spend, online and abroad.

TAP TO PAY ON Android
With Tap to Pay on Android and Ziina, you can accept contactless, in-person payments directly on your Android—no extra hardware needed. Just open the Ziina app and start accepting payments in seconds. Fast, secure and ideal for cafes, salons, fitness studios, pop-ups and mobile businesses.

SECURE PAYMENT GATEWAY
Ziina’s payment gateway integrates seamlessly with Shopify, WooCommerce, WordPress and custom websites. Accept payments in up to 10 currencies, making it easy to sell locally and internationally while keeping cashflow secure and easy to manage.

PAYMENT LINKS
Create and send secure payment links on demand. Get paid by customers via Visa, Mastercard, AMEX, Apple Pay or Google Pay—locally or internationally.

PAYMENT KEYBOARD
Send invoices without leaving your chats. With ZiiBoard, create and send payment requests directly inside WhatsApp, Instagram or any messaging app. No switching apps. No lost conversations.

QR STANDS AND NFC CARDS
Accept in-person payments anywhere with custom QR stands and NFC cards—simple, fast, and ready for pop-ups, markets or mobile stalls. Customers scan or tap and pay with Apple Pay, Google Pay or their card. Funds appear instantly in your Ziina account.

FAST CASH OUTS
Ziina supports all UAE banks, including RAKBANK, ADCB, Emirates NBD, Citibank UAE, HSBC and more. Transfers arrive within a few hours, at most 1-2 working days.

PRIVACY AND SECURITY
Ziina Payment LLC is licensed by the Central Bank of the UAE (License No. 1112672). Your account is protected with biometric authentication and PCI-DSS–certified technology to safeguard payment card information.

Get paid the Ziina way. Download the app today to sign up and get started in under a minute.
Updated on
Feb 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
5.91K reviews
Empowerment Consultations
February 18, 2026
don't use this time , this person is a scammer The name of the review is that they change rules when the money they received, app time show and chat person time say it's totally different, they lie on app time for marketing to get the new customer and when the customer come and money received they will teach you law without more then 7 days notice or more days . if you don't want to struggle for you business my personal suggestion is don't use this app try from direct connect the bank .
2 people found this review helpful
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Ziina
February 19, 2026
Hi there, thanks for sharing your feedback. We take concerns around timelines and communication seriously and would like to review your case in detail. Please reach out to us via WhatsApp (+971 52 352 7503), or email support@ziina.com so we can clarify what happened and assist you directly.
Mousami
February 21, 2026
very much bad experience with ziina , they have hold my 6700 aed cashout amount plus balance and continously asking unnecessary questions in the name of reviewing of account , also i have submitted invoices , chat , email and contract also signed with my client from where i get payment..now they are holding my cashout in the name of account review
1 person found this review helpful
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Ziina
February 27, 2026
Hi, we'd like to understand the issue and help you with it. Kindly share your details at support@ziina.com. We will check and get back to you on this.
pallavi tulsyan
February 4, 2026
Worst service provider, they charged more than normal bank charges, where they say upto 5000 aed, their will be no charges, when you try to contact them. They do not respond st all, or you will recieve response when you are offline and close the chat. You open again you inquiry from the start again the same no response. It's scam.
11 people found this review helpful
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Ziina
February 4, 2026
Hi there, thank you for taking time to write this review. We would like to chat with you with regards to your experience with us. Can you reach out to us at support@ziina.com so that we can inquire more about this and get this sorted for you?

What’s new

Now introducing Ziina Violet, a lifestyle membership that pays for itself. Get benefits from 12 premium brands, including ClassPass, Deliveroo, CAFU, SALT, Letswork and more—all in one simple plan. Enjoy 0 currency fees on all non-AED spend online and abroad, Ziina Priority support and an exclusive Violet Card ready for Apple Pay and Google Pay. Use just one or two benefits a week and Violet already covers its cost.