Fio Smartbanking CZ

11.8K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
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About this app

Fio Smartbanking is smart and secure mobile banking for everyday financial management - with instant free payments, card management, savings, investments and opening an account online via Bank iD.

Quick start without visiting a branch
Are you a Fio banka client? Just download the app and easily activate it.
Don't have an account yet? Open one directly in the app. Thanks to Bank iD, you can conveniently open an account online in a few minutes.

The most important banking services in a few taps
• Payments with your mobile phone and watch.
• Instant free payments in CZK and EUR.
• Payments to contact.
• QR payments and Pay me.

Overview of your finances anytime, anywhere
• Balances and account movements.
• Management of cards, their limits and security.
• Widget with balance on your mobile home screen.
• Customizing the app to your own needs.

More than just a current account
• New card immediately.
• Savings.
• Investing.
• Loans and overdrafts.
• Card insurance.

Security you can rely on
The application meets the latest security standards and protects your finances when logging in and confirming transactions.
You can now verify in the application during a phone call that Fio banka is really calling you. You can also safely confirm your identity to the banker during a phone call.
Secure communication via Fio service and the option to contact the infoline directly from the application are also available.
Modern and intuitive application for creating and managing an account from anywhere.
Updated on
Sep 22, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

11.7K reviews
SHAH ZAIB HASAN
August 14, 2026
I opened an account at dejvicka, it took hardly 30 minutes. everything was smooth
Did you find this helpful?
Fio banka
August 17, 2026
Hello, thank you for choosing Fio banka and for your wonderful feedback. We’re pleased to hear that opening your account at our Dejvická branch was quick and smooth. We truly appreciate your trust and hope you’ll continue to be satisfied with our services.
Hasaan Al Sheikh
February 28, 2025
I have used FIO for a long time. The app covers most of my banking needs. I face no issues managing my banking and in secured manners. User friendly simple, and all accounts are under one click. Keep it going, and best of luck. Only I would imagine that one day, it will be easy to invest using the app.
9 people found this review helpful
Did you find this helpful?
Fio banka
February 28, 2025
Hello, thank you very much for the lovely review. We will pass on the investment suggestion to our colleagues responsible for development. We are glad that the app is serving you well, and we hope it will continue to do so.
Roland Pounah
August 18, 2021
Following the latest revamping of the Fio app, i am coming to update my review and say it looks better and really makes the navigation within the app more enjoyable. So, I will add a star to my rating. One more interrogation i have is why is Fio still not paying any interest on any of her products, not even the savings or Euro accounts? Others do. I referred a friend to open a Fio account, but now he's thinking of dropping this account, for unlike with his other bank, Fio does not pay interests.
6 people found this review helpful
Did you find this helpful?
Fio banka
January 18, 2021
Roland, currently we do not know of any problems with the application. Write us Fio servis - an envelope icon in upper right corner and our colleagues can examine it further. Thank you, have a nice day.

What’s new

Drobné úpravy a vylepšení.
Content rating
Everyone
Learn more

App support

About the developer
Fio banka, a.s.
apd@fio.cz
Na Florenci 2139/2 Praha 1 - Nové Město 110 00 Praha Czechia
+420 732 468 317

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