Fio Smartbanking CZ

3.9
10.9K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Fio Smartbanking is a smart banking application that makes your life easier. Thanks to it, you will always have your account close at hand. You can cheerfully solve unexpected situations and check your account movements anytime and anywhere, pay quickly or promptly change the limits on your payment card. You apply for a loan, you can start saving or investing. And much more.

Maximum security
The application is protected for login and transaction authorization and meets the most modern security standards.

Activation and account opening in a few clicks
• If you are our client, you simply download the application and connect it to your account.
• If you are not yet our client, you can create an account quickly and conveniently in the application. With Bank iD, it doesn't take more than a few minutes.

Why Fio Smartbanking
• It is simple, fast and secure.
• It is clear and reliable.
• You are still in control of your money.
• You can customize it to your liking.
• Offers everything you need for effective money management.

What the app offers
- Possibility to customize the start screen.
- Widget with balance on the phone's desktop.
- Payment by mobile phone or watch.
- Instant free payments in CZK and EUR.
- Pay by scanning a QR code, slip or account number.
- Pay me function - QR code generation for payment.
- Payments by contact - you just need to know the mobile number.
- Control card limits with one thumb.
- Creating new accounts and cards.
- Application for an overdraft or loan.
- Savings and investment options.
- Arranging travel insurance or loss and theft insurance.
- Mode selection (full/passive/authorization/passive&authorization).
- Authorized communication via the Fio service or a call to the infoline from the application.
Updated on
Jan 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
10.8K reviews
Robert Woodard
December 18, 2025
It works well, but sometimes when I paid for something, the confirmation was late, I also don't want to use my phone to login at my home PC.
Did you find this helpful?
Fio banka
December 19, 2025
Hello Robert, thank you for your positive feedback. Regarding card payment notifications, you will receive them immediately once you set up notifications for unprocessed transactions (section My Fio > Notifications > New notification > Card transactions - type Unprocessed transaction). We are available to answer any further questions you may have.
Happy Husband
December 27, 2025
since the app crashes sometimes can we store the settings online? New: QR crashes the app for fee months. Hate the authorizations for any amount. Going back to SMS as the code can travel to PC using a "suspicious" app, saving some seconds. Hate ePIN nonsense BS introduced by ludicrous unelected technocrats. There should in fact not be any code at all. Just pay, pay, pay. When EU Bolsheviks will realize payments are good, payments are frequent, payments support economy.
Did you find this helpful?
Fio banka
December 30, 2025
Hello, thank you for your feedback. If you are experiencing difficulties with the application, please contact us via the authorized communication channel (on the Dashboard at the top right under the envelope icon), and we will look into it specifically and will be able to answer any questions regarding your account. Thank you for your cooperation.
Kornél Mikecz
October 2, 2025
I love the app, it's really fulfill every possible needs on the run. Edited; Now it's working like charm! Thank you for the fast fix! (My only problem is that since yesterday the app is glitching out and as I get over the fingerprint lock, the app crushes) .
Did you find this helpful?
Fio banka
October 2, 2025
Hello, thank you for your feedback. We are glad that the app is serving you well again!

What’s new

Na základě vašich podnětů jsme do aplikace přidali možnost pořizovat snímky obrazovky. Zároveň dbáme na maximální ochranu vašich citlivých údajů – náhled aplikace v seznamu naposledy spuštěných úloh proto zůstává nadále skrytý.

App support

About the developer
Fio banka, a.s.
apd@fio.cz
Na Florenci 2139/2 Praha 1 - Nové Město 110 00 Praha Czechia
+420 732 468 317