Pay – Die Bezahl-App

Atruvia AG

About this app

The app at a glance:
• Store your digital cards quickly and easily (digital girocard, Mastercard and Visa)
• Pay mobile with your Android smartphone and the Pay app
• Pay contactlessly and securely at any time in store or on the go
• Keep an eye on all payments at all times
• High security standards – just as secure as the physical cards

Pay with the app
Simply hold your smartphone against the terminal. Thanks to the app's unlocking function, you no longer need a PIN to pay.

Use Volksbanken Raiffeisenbanken cards
Order a new digital girocard in the app or reactivate it on another device. Simply store your Visa or Mastercard digitally in the app.

Keep an eye on payments
Always keep an eye on payments thanks to the overview in the app.

High security standards
The same security standards apply to paying with the app as to physical debit and credit cards. If necessary, cards can also be activated or deactivated for payment.


Requirements
• a payment account with a participating Volksbank Raiffeisenbank
• a valid TAN procedure (Sm@rtTan, SecureGo plus)
• active access to online banking
• an NFC-enabled smartphone

Usage notice
To pay with the app, the smartphone's NFC function must be activated.

Ratings and reviews

I am really unhappy that you require me to install this app for tap to pay on Android phones. Please make your credit and debit cards available for the default Google Wallet app. Why build and maintain a custom app when the native platforms already offer the same (and better) functionality? PS: Now I am using PayPal as a middleman to be able to "use your credit card" in Google Wallet app... Really bad setup for privacy reasons.

Cards aren't loaded from time to time, which was never the case with the previous app. Super annoying when standing at the checkout and the app doesn't load properly. My guess would be that it's due to bad reception which is weird.

It does not even recognize the BLZ if I wanna set up the app. I did copy/paste from my account and the app can't find my bank in the system...... Mmmmhhhhh. No help button and no service gets provided. Makes no sense to ask for BLZ and then not even recognize the Bank.

What’s new

In dieser Version wurden technische Optimierungen, Stabilitätsverbesserungen und Fehlerbereinigungen vorgenommen. Wir freuen uns jederzeit über ihr Feedback.