VR Banking - einfach sicher

Atruvia AG

About this app

Your bank in your pocket – always there for you, wherever you are

Banking and payments in one app: The VR Banking App is your bank branch in your pocket, making banking easy and secure anytime, anywhere. Thanks to the integration of digital cards, it also becomes a payment app. The app gives you 24/7 access to your finances, making banking and payments simple, flexible, and convenient:

- View and manage your accounts
- Transfer and pay
- Sign up for products and use services

View and manage your accounts

Thanks to the account overview, you can conveniently view all your accounts – including those at other banks – in one place. The transaction display allows you to keep track of your finances with customizable overviews.

In addition, push notifications keep you informed in real time about all important transactions, such as transactions above or below a certain amount, regular account balance information, or Wero transactions – all according to your personal settings.

You also have access to current account statements and messages from your bank and its partners at any time in your inbox. Keep your finances under control at all times – simply and clearly.

Transfer and pay

You can make transfers in real time or conveniently schedule them – entirely according to your needs. For even greater convenience, photo transfer lets you easily upload, photograph, or scan invoices, transfer slips, or QR codes – review, approve, and you're done! Manage your standing orders flexibly and always keep track of your regular payments.

Now you can also pay with your girocard on your mobile device. With the VR Banking app, your smartphone becomes your wallet, and you can pay for your purchases simply by unlocking your device – contactless and secure, just like with your physical cards.

With Wero, you can send and request money from account to account in real time and share expenses. It's quick and easy, because you don't need an IBAN – your contact's mobile phone number or email address is all you need.

Save effortlessly with Round Up Plus: Pay at the checkout with your girocard, round up to the next whole euro, and automatically save the difference.

Sign up for products and use services

Always keep track of our offers and conveniently sign up for new products directly through the app. Top up your mobile credit in just a few steps, easily submit a tax exemption order, or quickly find the nearest ATM or branch.

With the CO₂Check, you can also analyze your personal carbon footprint and develop a better awareness of your own contribution to climate protection. This makes your app a versatile companion for finances and sustainability.

Our banking app is TÜV-certified secure (TÜV Saarland).

Manufacturer as defined by the Cyber ​​Resilience Act (CRA):

Atruvia AG
Fiduciastraße 20, 76227 Karlsruhe / GAD-Straße 2–6, 48163 Münster
HRB 102381, Frankfurt am Main Local Court

Report vulnerabilities: Please send information about security gaps or vulnerabilities to: [e-mail]

Please note: This contact address is solely for reporting vulnerabilities in accordance with CRA requirements. For product-related questions or other support, please use the established support channels.

Ratings and reviews

functionally, it's good. however, constantly showing ads and popups in a banking app is not acceptable behaviour. modern companies don't understand it, but software is meant to _react_ to user input. it is not to _act_. if I open a program, I want to see the front page without having to close some stupid popup every damn time. especially ones that advertise third party services, that have a "yes" button, but you have to scroll down to see a "later" button. there is no "no" button. stop that.

The app does what it promises but is slow and unresponsive compared to other banking apps. The app seems to use some kind of web-native SDK and badly optimised code that makes it punishing to use. This has improved over the years but still needs work. especially the startup time makes using the digital card feature punishing to use compared to the old app. Also pressing any button also almost always triggers a lot of window flashing with elements moving about on the window.

Overall one of the best banking apps I used so far. I only wished, there was an option for wearables for my smartwatch cause I can't use it to pay with.

What’s new

Vielen Dank, dass Sie die VR Banking App verwenden. 
Wir arbeiten ständig an Verbesserungen sowie neuen Funktionen und veröffentlichen regelmäßig Updates.
Neu in dieser Version:
- Technische Optimierung bei Bankfusionen