UnitPlus: Investment & payment

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About this app

UnitPlus: Investment plus Payment

+ Benefit from 3.98% interest per year with CashPlus (as of September 20, 2023)
+ Invest in professional and award-winning portfolios
+ Pay worldwide with your account and the UnitPlus Mastercard or Apple Pay without fees
+ Open your account in just 10 minutes
+ Your money is fully protected as a special asset


+ 3.98% interest per year (as of September 20, 2023)
+ No maturity date, no maximum limit
+ Benefit daily from increasing interest rates
+ Free worldwide payments
+ As special assets, your money is safer than in any bank account


+ Invest your money using multiple investment strategies at the same time. Combine optimal interest rates with long-term wealth accumulation.
+ CashPlus: Just like the banks, benefit from the European Central Bank's interest rates and make payments whenever you want. The innovative alternative to overnight deposits.
+ Die Berg-Serie: Professional portfolios tailored to your needs. Awarded as Best Digital Investment Newcomer by Capital and the Institut für Vermögensaufbau in 2023.
+ FlexPlus: Invest exclusively in European government bonds, minimising risk while maintaining flexibility.


+ A new era of payment: Pay with your interest bearing money
+ No foreign currency fees worldwide
+ 0.1% cashback on every payment
+ Use Google Pay for easy payments


+ Easily invest your money via bank transfer or create a savings plan
+ Utilize our AI-powered personalized savings plan to get more out of your money
+ Adjust your investment according to your life situation and remain flexible


+ You only pay 0.5% of the investment amount plus external costs between 0.1% and 0.19% per year.
+ For all portfolios: No fees when paying worldwide and free savings plans.
+ External costs per year: CashPlus: 0.1%, FlexPlus: 0.15%, Berg-Serie: 0.19%.
+ If you invest your money in more than one portfolio at the same time, costs of 1€ per month will be incurred for each investment strategy from the second one onwards.


+ Complies with all European regulatory requirements, and your portfolio is protected as a special asset in the event of our or our partner bank's insolvency.
+ We operate according to German banking security and data protection standards.
+ 3D-Secure from Mastercard protects you in all card payments.
+ Data processing is done exclusively in Europe.

If you have any questions or feedback, feel free to contact us at: support@unitplus.eu

Investing carries risks, including the potential loss of invested money. Past performance is not indicative of future results.
Updated on
Nov 7, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

App support