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About this app

UnitPlus is for all that simply want to invest in a professionally managed ETF portfolio for their future plus pay flexibly with it at any time. Open your account in just a few minutes, invest according to your rules and pay flexibly with your portfolio using the UnitPlus card (Debit Mastercard).

Invest in professionally managed and sustainable ETF portfolios
Set up a monthly ETF savings plan that adapts to your lifestyle
Pay directly with your ETF portfolio worldwide and without any costs

Your depot is set up in less than 10 minutes with our banking partner, Aion Bank. During the depot opening process, you can choose one of our professionally managed and broadly diversified ETF portfolios. With each portfolio, you are invested in over 800 companies worldwide that follow established sustainability criteria.

You can choose between one-time investments, monthly savings plans and our smart savings plan. With the smart savings plan, an optimal investment amount based on your lifestyle is suggested to you every month.

With the UnitPlus card, you can pay with your ETF portfolio anywhere in the world and at any time, wherever Mastercard is accepted. Whether offline or online, in Germany or abroad, your payments are free of charge.

A professional and modern investment should not cost the earth. Paying with your UnitPlus card even costs nothing at all. Therefore, our service fee is transparently 2€ per month and 0.50% of your invested money per year. In addition, there are only external production costs for the portfolio composition of 0.19% per year. These do not go to UnitPlus and are already included in the portfolio composition, so you don't have to do anything else.

We operate in accordance with German banking security and data protection standards
Data processing takes place exclusively in Europe
3D-Secure from Mastercard protects you during card payments
In the event of insolvency of the custodian bank or UnitPlus, you have a right to the surrender of the securities in your portfolio

We wish you a lot of fun with smart investing plus smart paying.

Best regards from Berlin
Your UnitPlus Team
Updated on
Jul 28, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted