
Philip Kingsley
Be careful with these guys. While they do what they say they'll do by negotiating & paying off your creditors, they'll also help themselves to your money if you make additional payments into your dedicated account. I was adding an extra $250 per week payments on top of my regular payments, totaling well over $1500 in one month. They took almost all of it claiming "their fees", which I thought were included into the payment plan. Whatever you save in debt savings, they charge the difference.
11 people found this review helpful
Beyond Finance, LLC
January 21, 2026
Hi Philip,
We want to clarify that if we've earned fees, it is because we have helped you reduce your debt. We would like the opportunity to review these concerns with you. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.
— Beyond Finance

Michelle Dice
Since my original phone call to get information, then to signing up, to now, they have been nothing but pleasant. The enrollment process was easy, he walked me thru every step and answered all my questions. This IS NOT a quick fix to get rid of your debt or to quickly improve your credit score. It does take time in the beginning to get your creditors on board but the company deals with them and takes care of everything. You just make your payments and slowly but surely your accounts are paid off
122 people found this review helpful
Beyond Finance, LLC
January 8, 2025
Hi Michelle,
It’s wonderful to hear that our team made the enrollment process easy and supportive for you.
Your understanding that this journey requires time and patience is important, and we’re committed to working diligently with your creditors to help you achieve your financial goals.

Michael Nichols
After months of going back and forth, they finally got a settlement (which was nice) . However I was told that Beyonds fee is %25 of the initial debt. The offer from the bank was higher, but not by that much. I basically just dumped $5k down the drain. Definitely will NOT be recommending. I love the staff and they were very helpful, but this fee is absurd. Nor did it show up anywhere in the app.
35 people found this review helpful
Beyond Finance, LLC
December 4, 2024
Our goal is to always provide our clients with a sustainable plan that improves their financial circumstances both during their program and in their debt-free future. We would appreciate the opportunity to review your account with you.
Please reach out to our Client Success team at clientsuccess@beyondfinance.com or call us at 800-282-7186