Oportun - formerly Digit

4.1
47.6K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Oportun is the savvier way to meet your money goals. You can save without thinking about it and manage your Oportun loan and credit card in one place.

Our app guides your money toward your goals in a way that takes your spending habits, income, money goals, expenses, and overall financial situation into account. It's an effortless tool to help you save for goals big and small. Members typically save thousands of dollars a year* without feeling it.

SET & SAVE

Oportun learns your spending habits and saves amounts you won’t feel, but add up fast. Set up your savings goals, target amount and date, and we’ll help you save for them effortlessly. If you don’t have specific goals, you can save towards a Rainy Day Fund and have savings on hand for whatever comes your way.

BORROW WHEN YOU NEED TO

You’re more than a credit score and we take that into account. Our loans are designed to help you build your credit, so you can apply without a credit history**. Once approved, you can manage your loan alongside our other effortless financial tools. If you already have a loan through Oportun, you can use the app to manage it too.

HOW IT WORKS

1. Link your bank account so our app can learn your spending habits and expenses.

2. Set up as many savings goals as you like.

3. We’ll get to work with small transfers saved often.

PUT OPORTUN TO WORK

Get started with 30 free days of saving and investing. After that, you can enjoy effortless money management for just $5/month. Cancel your subscription anytime. Plus, the Oportun app is free for members to use for the purpose of monitoring and paying their loan and credit card. Our app is available in English and Spanish.

- - - - - - -

Oportun also offers personal loans in certain states through its partner Pathward ®, N.A., and credit cards through its partner WebBank, and those products are subject to credit approval.

Standard data charges may apply when downloading the app.

*Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.

**While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants.

*** Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law.
Updated on
14 May 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos and 2 others
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
47.1K reviews
Alvin Sharitt
10 March 2024
This app used to be great. I set up two savings goals and it would withdraw money from my checking everyday. $1.67 here $15.91 there. Increments I wouldn't even notice most of the time. When I check up on the savings I would be amazed at how much it had accrued! Which helped to pay credit cards down or for an emergency. Now I'm lucky if it saves every third day. There have been times it hadn't saved in three weeks! They still charge their $5 regardless. It was better when it was Digit.
30 people found this review helpful
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oportun
12 March 2024
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at help@oportun.com.
Jeff Hayden
27 April 2024
*BEWARE* My wife and I used Digit which was a GREAT app. We told our friends and had them download the app as well. Oportun then took over and it has been a steady decline ever since. No resolution for a HUGE error on their end with their "banking system". Offered me 1$ (not a joke) as restitution for accrued late fees, credit score decline, and overdraft fees. Immediately withdrew my money and will put it elsewhere. THERE ARE BETTER ALTERNATIVES.
12 people found this review helpful
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oportun
28 April 2024
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at help@oportun.com.
Yram Naej
16 March 2024
Do not use this company. I paid my credit off early, as usual, my credit is good. However Oportun policy is if you don't use the credit card for 2 or 3 months they will close it even if you paid your yearly fee. They also have problems with there billing system, when you pay early, on the weekend, it messes them up and they start calling you with reminders, even though they have the payment, it doesn't show in w system as paid. Only in your account does it showed paid, in reply, I already did ca
29 people found this review helpful
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oportun
3 March 2024
Hi, we're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at help@oportun.com.