Digit, soon to be Oportun

45.7K reviews
Content rating
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About this app

You deserve a smart bank account that helps you get better with money. Digit budgets for spending, bills, savings, and investing by smartly guiding your money where you need it most.

It’s easy to get started:

1. Set up direct deposit to get paid up to 2 days early*
2. Add expenses (things like rent, internet, cable, etc.)
3. Tell Digit your saving or investing goals

Digit does the rest, planning for today, tomorrow, and way, way later. Digit budgets for you so spending, bills, savings, and investments all work together.


No more mental math. Digit tells you how much is available to spend, so you can make smarter spending decisions daily.


Skip the spreadsheets and let Digit budget for you. Digit calculates the right amounts to slowly budget into a dedicated Bills account, so you’re in a good place when it’s time to send a payment.


Digit saves a little every day, so you don’t have to. You can add an unlimited amount of savings goals and Digit will help you reach them all.


Interested in investing? It’s easy to get started with Digit. Digit knows your spending habits, bills, and how much you’re saving. That info helps Digit calculate how much is right to invest for your situation.

There are two ways to invest with Digit:

Long-term investing

Open a long-term investing account and Digit will help you invest effortlessly. Digit matches you with a balanced portfolio of stocks and bonds that are designed to grow over time.

Roth or Traditional IRAs

Just like saving up for goals, Digit finds small amounts each day that you won’t feel. You won’t notice it today, but your tomorrow self will thank you very much.


The Digit Visa Debit Card keeps your money safe and looks good doing it.

No ATM fees***
Use your app to find 55,000+ Allpoint ATMs and get cash without paying a fee.

Card locking
Lose your card? No biggie. Lock your card with a tap in the app.

Daily updates
Get daily balance updates and notifications about your account.

Digit is free for 6 months and then just $5/month.


* Digit is not a bank. Digit offers its deposit account (Direct℠) via its bank partner Pathward, N.A., Member FDIC. Digit Visa Debit card is issued by Pathward, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. *Availability of this feature depends on when we receive your direct deposit instructions from your employer. **Investment advisory services for US-based users with Invest and/or Retire goals are provided by Digit Advisors, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Digit Advisors, LLC by DriveWealth LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. Investment accounts are: (i) not insured by FDIC; (ii) not a deposit or other obligation of, or guaranteed by Digit, its affiliates, or another depository institution; (iii) subject to investment risks, including possible loss of the principal amount invested. SIPC protects securities and cash in your Digit Investment and Retirement accounts up to $500,000. For details please see www.sipc.org. ***A fee may apply at ATMs outside the Allpoint network.
Updated on
25 Jan 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos and 2 others
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted
45.7K reviews
Barbara Otey
18 January 2023
Digit is great! It makes saving so easy. I have had it downloaded for a few years now, and the small amounts that they save sometimes daily add up over time! My only issues are: it takes usually two business days to transfer the money into my bank account if I need to use my savings to make a big payment, and living in a more rural state, my banks are not always supported on this app. Overall, I would recommend to all my friends!
1 person found this review helpful
Did you find this helpful?
Hello Digit
18 January 2023
Hi Barbara, thank you so much for the review -- we're so glad to hear that Digit has been so helpful for you over the years! If you'd like to discuss your account further, we'd be happy to investigate your concerns. Please send us an email at help@digit.co. Thanks again, Barbara, and have a great day!
Laré Word
10 January 2023
I really like this app and what it does. I had it for several months the first time and something happened to my account and I had to withdraw all of my money. I decided to try the app again and now it's CONSISTENTLY logging me out. Everytime I go in to change a deposit setting or even just check the account, it gives me an error for my login and then I have to do it manually. I have the fingerprint set up which works on all my other apps except this one. Its just a bit frustrating.
7 people found this review helpful
Did you find this helpful?
Hello Digit
10 January 2023
Hi Laré, thanks for getting in touch. I'm so sorry for any trouble or frustration with your login, but we're happy to assist further. Please send us an email to help@digit.co with this reference number included: 1104746 Hope to talk to you soon!
Ashley Allen
21 December 2022
I really like the fact you can set and forget it. You always have some money put away and it builds up pretty quickly. I'm sad you can't link more than one account, but am excited for the new feature. Hopefully it'll help people pay off their credit cards faster. 12/21/2022 EDIT: I logged back into the app after some time and find out that they're rebranding. The issue I'm having is that it keeps looping my in my login when I try to check on my budgets. I subtracted 2 stars.
9 people found this review helpful
Did you find this helpful?
Hello Digit
21 December 2022
Hi there thank you so much for saving with us! I am glad to hear that we were able to save but I do apologize for any connection issues. Please email us at help@digit.co and we can take a closer look