Oportun: Savings made easy

oportun

About this app

We guide your money toward your goals in a way that takes your spending habits, income, expenses, and overall financial situation into account. It's an effortless way to help you save for goals big and small. Our members typically save thousands of dollars a year*.

Save without thinking about it, plus manage your existing Oportun loan and credit card in one place. Oportun is the savvier way to meet your money goals.



SET & SAVE

Oportun learns your spending habits and saves personalized amounts that add up fast. Set your savings goals with how much and by when, and we’ll help you save for them. If you don’t have specific goals, you can save toward a Rainy Day Fund and have savings on hand for whatever comes your way.



HOW SET & SAVE WORKS

1. Link your bank account so our app can learn your spending habits and expenses.

2. Set up as many savings goals as you like.

3. We’ll get to work with small transfers saved often.



MANAGE YOUR OPORTUN LOAN OR CREDIT CARD

Easily and quickly manage your Oportun loan or credit card using our app. You can make payments, set up autopay, and check the status of your loan or credit card at any time.

To apply for a loan, please visit Oportun.com.



PUT OPORTUN TO WORK

Get started with 30 free days of saving. After that, you can enjoy effortless savings for just $5/month. Cancel your subscription anytime. Plus, the Oportun app is free for members to use for the purpose of monitoring and paying their loan and credit card. Our app is available in English and Spanish.

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Oportun offers personal loans in certain states through its partner Pathward ®, N.A., and credit cards through its partner WebBank, and those products are subject to credit approval.

Standard data charges may apply when downloading the app.

*Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.

** Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law.

Ratings and reviews

Horrible app. If you want to delete old account of bank does not allow you. If you want to pay the loan off. It does not allow you online nor through phone. They only way is cash in there location. Through the phone the only amount allowed is 2,000 and with a fee.So if you owe 6k. Can't!Only with bank account no debt card. I call 3 times and all three was given different answers and that's why I called back to pay w/debt card and was told no. They make it hard for you to pay off the whole loan.

Edit- I reinstalled after a few years and its soo much better!! If you need an app to save money and then forget about it, this is the one. I loved this app for a while, for about 8 months it worked perfectly. then all of a sudden the past week or so it keeps disconnecting my account. I've had to transfer EVERYTHING that was saved in digit back and forth 3 times and its a pain. I dont know why it keeps disconnecting my account but its gotten to a point where I'm just uninstalling the app

This app used to be great. I set up two savings goals and it would withdraw money from my checking everyday. $1.67 here $15.91 there. Increments I wouldn't even notice most of the time. When I check up on the savings I would be amazed at how much it had accrued! Which helped to pay credit cards down or for an emergency. Now I'm lucky if it saves every third day. There have been times it hadn't saved in three weeks! They still charge their $5 regardless. It was better when it was Digit.