LinkCredit

ERIC VSTA LIMITED

About this app

LinkCredit is a personal credit app designed to help eligible Nigerian residents access personal loans in a transparent and responsible way.
◉Loan Features
• Loan amounts depend on individual eligibility and credit assessment
• Repayment period from 90 days to 150 days
• Clear disclosure of total repayment amount and due date
• No collateral required
• Simple digital application process
Loan availability, amounts, and repayment period may vary depending on user profile and assessment results.
◉Interest Rate & APR Disclosure
• Annual Percentage Rate (APR) from 24% to 219%
• Example: If you choose a 90-day loan and borrow NGN21,000, the applicable APR is 29.20% (maximum APR: 219%). The interest is NGN1,512 and the total amount payable is NGN22,512.
The exact APR and total repayment amount are always shown in the app before loan submission.
◉How It Works
1.Download the LinkCredit app and create an account
2.Complete identity and eligibility verification
3.Select an available loan amount and repayment period
4.Review the APR, total repayment, and due date
5.Submit your application and receive funds upon approval
◉Eligibility Requirements
• Nigerian resident
• Aged 20 years or above
• Valid identification and bank account
Meeting eligibility requirements does not guarantee loan approval. All applications are subject to assessment.
◉Responsible Lending
LinkCredit promotes responsible borrowing. Users are encouraged to borrow only what they can afford to repay on time. Late repayment may affect future eligibility.
◉Customer Support
If you need assistance or have questions regarding your loan, our support team is available to help.
Support availability and contact details are provided within the app.