iCard – beyond a wallet

17.8K reviews
Content rating
Teen
1M+
Downloads
Content rating
Teen
Users Interact, In-App Purchases
Learn more
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About this app

Welcome to the world of fast, convenient and secure payments. More than 1 million users have already chosen iCard and trust us when it comes to their daily finances.

For 0.00 EUR/month, you have endless opportunities to control your money effortlessly. With iCard you get a free account, 2 free virtual cards – Mastercard and Visa, and a free plastic Visa card. You can take advantage of free and instant money transfers to iCard users, pay contactless on POS, make secure online payments and so much more!

With iCard, you get convenience, efficiency and 100% security. Don’t just take our word for it, hear from our customers. Near 90% of our users have given us 5-star ratings and we’re receiving excellent reviews on Trustpilot.

Why should you join the iCard family?

πŸ’΅ A digital wallet for your everyday spending
Your digital wallet gives you the freedom to spend, receive and keep track of your money in one modern, simple and intuitive app. By signing up for iCard you get a private payment account with a personal IBAN to send and receive bank transfers worldwide, with no hidden fees.

πŸ€‘ Earn back money with cashback
Our premium debit cards offer not just add-on services but exquisite privileges that are tailor-made to suit your lifestyle. Choose between iCard Visa Infinite and iCard Metal to get Π° free travel insurance, personal concierge service, airport lounge access, free ATM withdrawals and free bank transfers. And the best part is that with iCard Metal you can get up to 1% cashback on your purchases.

πŸ’Έ Send money in the blink of an eye
Make free and instant payments to anyone using iCard – get paid, split bills and request money in seconds. Need to send money to someone who is not on iCard yet? We got you covered with our fast transfers to cards, the funds will be received in a matter of minutes, even on weekends.

🌎 Bank transfers without borders
iCard provides you with all the financial tools you need to make efficient and cheap worldwide transfers. You can send money transfers in EUR, GBP, BGN, CHF and RON whenever you need it at competitive and transparent fees. And yes, we do support instant transfers in euro to banks across Europe , available 24/7 all year round.⚑

πŸ›‘οΈ Maximum security for your wallet
You get 2 virtual cards Visa and Mastercard for secure online shopping and free debit card iCard Visa for payments in stores and cash withdrawals. Control your card settings with ease, like card freezing or spending limits. Never miss a thing – keep an eye on your payments with instant push notifications.

πŸ“± Contactless payments on the go
Choose between various methods to pay with just your phone. Tap & Pay fast and securely with your phone using iCard or add your debit and virtual Visa cards, issued by iCard, to Google Pay and Garmin Pay.

And many more amenities:
β€’ Fast and secure payments with QR codes
β€’ Send a virtual or physical GiftCard for every occasion
β€’ Top-up prepaid mobile numbers and services
β€’ Add your loyalty cards and forget about your bulky wallet

Download the app, open a free account in just 5 minutes and join the iCard family.

Check our Terms & Conditions and the iCard Tariff: https://icard.com/en/full-tariff-personal-clients
iCard AD is an EU e-money institution, licensed by the Bulgarian National Bank. Registered address: Business Park B1, Varna 9009, Bulgaria

Follow us on:
Facebook: https://www.facebook.com/iCard.Digital.Wallet
Instagram: https://www.instagram.com/icard.digital.wallet
YouTube: https://www.youtube.com/channel/UCYEieTlATemQ_iZgDxWT-yg
Simplify your finances
Updated on
Sep 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App activity and App info and performance
  • This app may collect these data types
    Location, Personal info and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

17.6K reviews
Maciej
June 24, 2026
It was a good app that just worked and had a great customer service which is rare nowadays. I use past tense since they did a rug pull on NFC payments. It was their main appeal and now it's pretty useless i.e. my local bank can do all they are left offering for less. A shame that with EU regulations in place there is still no EU-based alternative for NFC payments. I hope this changes. Whether it'll be walt.is or something else they'll have my money.
2 people found this review helpful
iCARD AD
July 6, 2026
Hello, Yes, we have informed customers that the iCard Pay service is being discontinued. However, this does not mean that contactless payments are no longer available. Any Visa card issued by iCard can be added to Google Pay and used for contactless payments with a smartphone or any other compatible device.
eng. Vasil Domuschiev
August 4, 2026
Great service and functionality BUT the unlocked bootloader checks (from the last version) are stupid... Just give the users the option to agree/accept that there may be issues and the responsibility is theirs. Before that update, the app was 5 stars for me and I did use it daily for years.
A Google user
October 7, 2018
Update: my problem is solved. But it could be solved sooner than two months. I like the app and I have a Visa card from them. I changed my number recently, and they have problems sending me the verification SMS code. Surprisingly they do not have any other verification ways as all other apps and services have like sending the code by a phone call or any other alternative ways! It is been almost a week that I do not have access to my account and they cannot fix it. So I will not trust them anymore.
9 people found this review helpful
iCARD AD
October 9, 2018
Hello, Alireza. Apologies for any inconvenience you had to face because of login issues. We would like to inform you that we have sent notifications to your mobile operator and hope that you won't experience difficulties receiving the SMS code anymore. We are working hard to improve our services and we will consider your recommendations.

What’s new

We’re constantly working to improve your experience with us and appreciate your trust in iCard.
Stay tuned for more updates – and as always:
πŸ†iCard – beyond a wallet
Content rating
Teen
Users Interact, In-App Purchases
Learn more

App support

Phone number
+359889229001
About the developer
ICARD AD
gabriela.anastasova@icard.com
B1 Business Park Varna str. Mladost Distr. 9009 Varna Bulgaria
+359 88 577 8711

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