iCard – beyond a wallet

4.1
17.8K reviews
Content rating
Teen
1M+
Downloads
Content rating
Teen
Users Interact, In-App Purchases
Learn more
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About this app

Welcome to the world of fast, convenient and secure payments. More than 1 million users have already chosen iCard and trust us when it comes to their daily finances.

For 0.00 EUR/month, you have endless opportunities to control your money effortlessly. With iCard you get a free account, 2 free virtual cards – Mastercard and Visa, and a free plastic Visa card. You can take advantage of free and instant money transfers to iCard users, pay contactless on POS, make secure online payments and so much more!

With iCard, you get convenience, efficiency and 100% security. Don’t just take our word for it, hear from our customers. Near 90% of our users have given us 5-star ratings and we’re receiving excellent reviews on Trustpilot.

Why should you join the iCard family?

💵 A digital wallet for your everyday spending
Your digital wallet gives you the freedom to spend, receive and keep track of your money in one modern, simple and intuitive app. By signing up for iCard you get a private payment account with a personal IBAN to send and receive bank transfers worldwide, with no hidden fees.

🤑 Earn back money with cashback
Our premium debit cards offer not just add-on services but exquisite privileges that are tailor-made to suit your lifestyle. Choose between iCard Visa Infinite and iCard Metal to get а free travel insurance, personal concierge service, airport lounge access, free ATM withdrawals and free bank transfers. And the best part is that with iCard Metal you can get up to 1% cashback on your purchases.

💸 Send money in the blink of an eye
Make free and instant payments to anyone using iCard – get paid, split bills and request money in seconds. Need to send money to someone who is not on iCard yet? We got you covered with our fast transfers to cards, the funds will be received in a matter of minutes, even on weekends.

🌎 Bank transfers without borders
iCard provides you with all the financial tools you need to make efficient and cheap worldwide transfers. You can send money transfers in EUR, GBP, BGN, CHF and RON whenever you need it at competitive and transparent fees. And yes, we do support instant transfers in euro to banks across Europe , available 24/7 all year round.⚡

🛡️ Maximum security for your wallet
You get 2 virtual cards Visa and Mastercard for secure online shopping and free debit card iCard Visa for payments in stores and cash withdrawals. Control your card settings with ease, like card freezing or spending limits. Never miss a thing – keep an eye on your payments with instant push notifications.

📱 Contactless payments on the go
Choose between various methods to pay with just your phone. Tap & Pay fast and securely with your phone using iCard or add your debit and virtual Visa cards, issued by iCard, to Google Pay and Garmin Pay.

And many more amenities:
• Fast and secure payments with QR codes
• Send a virtual or physical GiftCard for every occasion
• Top-up prepaid mobile numbers and services
• Add your loyalty cards and forget about your bulky wallet

Download the app, open a free account in just 5 minutes and join the iCard family.

Check our Terms & Conditions and the iCard Tariff: https://icard.com/en/full-tariff-personal-clients
iCard AD is an EU e-money institution, licensed by the Bulgarian National Bank. Registered address: Business Park B1, Varna 9009, Bulgaria

Follow us on:
Facebook: https://www.facebook.com/iCard.Digital.Wallet
Instagram: https://www.instagram.com/icard.digital.wallet
YouTube: https://www.youtube.com/channel/UCYEieTlATemQ_iZgDxWT-yg
Updated on
Mar 16, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
17.6K reviews
Margarita Stoyanova
April 24, 2026
Customer service is good. But icard it's not working properly with Xiomi yet in Bulgaria. I opened the account just to use my Xiomi watch as a payment method and after 2 unsuccessful attempts I quit. And they don't send SMS to Bulgaria to activate your cards on Xiomi pay. Good luck with the improvements. Not my cup of tea for now.
des i
March 20, 2026
They changed the system to no longer accept the Cyrillic alphabet, in Bulgaria. This change was just like the bank: useless and frustrating. Support is no help and this is an issue they caused entirely on their own, for no reason at all.
3 people found this review helpful
iCARD
March 27, 2026
We understand that this change is non-expected, however please note that this is not an arbitrary decision. The use of Latin characters is a requirement driven by the SEPA and SEPA Instant payment schemes for euro transfers. These schemes follow standardized rules across Europe.
Sergei Kalugin (socratio)
February 17, 2026
too complex onbording, they require up to 3 documents and npt only documents but also bills and additional round of email communication. It's not enough for them providing bulgarian governmnent document.
1 person found this review helpful
iCARD
March 2, 2026
We understand that the onboarding process may sometimes feel extensive. Please note that additional documents are required only in specific cases — for example, when the identity document provided does not contain an address.
Content rating
Teen
Users Interact, In-App Purchases
Learn more

App support

Phone number
+359889229001
About the developer
ICARD AD
gabriela.anastasova@icard.com
B1 Business Park Varna str./blvd. Mladost Distr. 9009 Varna Bulgaria
+359 88 577 8711

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