Franc: Save & Invest

980 reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Users Interact
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About this app

Want to build wealth, but don’t know where to start?

Franc helps you take control of your money with simple, goal-based saving and investing – no jargon, no guesswork, and no experience needed.

Backed by trusted funds from Allan Gray, Sygnia and Satrix, regulated by the FSCA, and loved by thousands of South Africans.

Here are some of the features to help you build wealth with confidence:

START WITH A GOAL, GET A RECOMMENDED INVESTMENT STRATEGY
Set a clear savings or investing goal and we'll recommend the right mix of funds for you, including cash and inflation-beating ETFs.

START INVESTING WITH AS LITTLE AS R10
There are no minimums to start investing with Franc. Start small and work your way up.

WITHDRAW AT ANY TIME
All Franc investors get 4 free withdrawals every year.

GET FULL VISIBILITY OF YOUR PORTFOLIO PERFORMANCE
See exactly how your money’s performing, where it’s invested, and what you’re paying.

SAFE, SIMPLE AND IN YOUR CONTROL
No paperwork. No confusing terms. Just smart investing made for real people.

BUILD MOMENTUM WITH STREAKS
Build habits that stick. Get rewarded for every contribution with streaks and nudges to keep going.

STAY MOTIVATED WITH BOOSTS
Join challenges and complete actions to earn real rewards and build momentum with your money.

LEARN AS YOU GROW
Bite-size tips, explainers and coaching built right into the app, so you understand where your money’s going and why.

Available to citizens of South Africa.
Franc is a registered Financial Services Provider (FSP no. 49998).

[Minimum supported app version: 5.2.0]
Money confidence starts here.
Updated on
Jul 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 7 others
  • Data isn’t encrypted
  • You can request that data be deleted

Ratings and reviews

966 reviews
Amanda Dube
July 24, 2026
I've downloaded and uninstalled and downloaded the App 4 times. Every single time I download the app; it opens, do whatever, I go out of the app and when I try going back in, it just freezes on the logo page. Every single time.
1 person found this review helpful
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Wessel Le Roux
August 15, 2026
The app is way to slow on my Samsung A 54 and I can not make a deposit. When I select make a deposit it give me a link and when I try to open it says sorry link not found
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Siyolisiwe Mgumane
July 29, 2026
yeses I've never been so frustrated with this app, I've been attempting to withdraw my emergency funds, it's could send me the OTP, next thing they send me an email saying I have changed my number?! how? I replied stating I did not it wasn't me! my money as we speak it's stuck on their app. NB: Don't even try to invest in this you will regret it just like mešŸ’”šŸ˜­ I REPEAT DO NOT INVEST WITH FRANC ITS A SCAM!!!!!!
3 people found this review helpful
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What’s new

Franc helps you save and invest your money towards your real life goals – from next year's family holiday to your long-term wealth.

In this latest release, we've made some important back-end adjustments to increase security, improved your transaction statement experience so you know exactly where your money is allocated, and squashed some pesky UX bugs.