1.7
317 reviews
100K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

With Silk you can effortlessly manage your funds, transfer money to any bank at any time, get recommendations and advice from a digital assistant, and make various payments without a commission fee.

Features include:

P2P transfers
instant P2P transfers with Silk are available to any bank at any given time.

Payments
Making payments such as utilities, insurance payments, etc, are easy and quick with 0 commission fee.

Digital assistance
AI-driven digital assistant will give you insightful tips and recommendations for effective financial management.

Chat
In-app chat where you can chat with friends, discuss finances and make direct in-chat transfers on the spot.

Silk is here to make your life easier and give you access to a bettered financial experience. Download now and unlock a new era of banking.
Updated on
Jul 11, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 6 others
This app may collect these data types
Personal info, Financial info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

1.7
311 reviews
ta kø
July 8, 2025
This is a terrible app. A message I sent in chat three days ago still hasn't received a reply. It even blocked me automatically, and I can't get any explanation why. This can no longer be called a beta version. An app with so many issues shouldn't be live at all.
Did you find this helpful?
Luka Ghoghoberidze
January 31, 2025
my experience with this application was unimaginably horrible. none of the features of it seems to work. absolutely incompetent job done by developers. i will never ever use your financial services.
8 people found this review helpful
Did you find this helpful?
JSC Silk Technology
February 4, 2025
Hello Luka, We apologize for the issues you faced. Our app is currently in its Beta stage, and we are working to improve its features and performance. Could you share more details about the problems you experienced? This will help us address them faster. You can contact us at 0322 242 242 or via the app's support chat for further assistance.
David Akopov
November 6, 2024
It seems, they wrote the app from scratch - and even then for some stupid reason they decided not to adhere to Google's modern Material design guidelines, the interface is just bad - disregarding dynamic color theme it just stands out from other apps in a bad way. I'm not a huge fan of TBC's andtoid app, but have to admit it's less nauseating even though the product was developed years ago and had to be iterated on many times. The recommendation to company is it should fire all the disgners and engineers and start from scratch, if it's not late for that already.
4 people found this review helpful
Did you find this helpful?

What’s new

Bug fixes and small UX/UI improvements