BFI Mobile - Pinjaman Dana

PT. BFI Finance Indonesia, Tbk

About this app

Need quick cash for business capital, renovations, or other urgent needs? Borrowing is easier with BFI Mobile! Just use your BPKB (Vehicle Ownership Certificate) as collateral.

Apply for a loan directly from your phone, hassle-free, and transparent! Get funds with competitive interest rates and flexible terms. The official app from PT BFI Finance Indonesia Tbk, licensed and supervised by the Financial Services Authority.

WHY CHOOSE BFI MOBILE?
- Fast & Hassle-Free: Get initial approval in just 5 minutes (only for BPKB collateral).
- Flexible Simulation: Installment calculator based on your vehicle's value and needs.
- Real-Time Monitoring: Check your application status until funds are disbursed.
- High Disbursement Limit: Get a disbursement limit of up to 90% for BPKB collateral.
- Manage Loans Easily: Check due dates and pay bills easily.

Easy Steps to Apply for a Loan:
1. Download the BFI Mobile app.
2. Fill in the application details completely and accurately.
3. The BFI Finance team will verify your assets.
4. Funds are credited to your account.

Financing options you can apply for through BFI Mobile:

1. Multipurpose loan secured by a car's BPKB
- Term: 6-48 months
- Minimum loan: IDR 10,000,000 - IDR 2,000,000,000
- Maximum interest rate (APR): 15% per year
- Administrative fee: IDR 1,700,000 - IDR 7,000,000
- Life insurance: IDR 500,000 - IDR 4,000,000
- Vehicle insurance: IDR 2,000,000 - IDR 7,000,000
Calculation example:
For a loan of IDR 31,504,000 with a 12-month term, the fees charged are as follows:
- Administrative fee: IDR 1,023,000
- Life insurance: IDR 269,000
- Vehicle insurance: IDR 804,000 (TLO facility)
- Monthly interest rate: 9.16%/12 = 0.76%
- Total refund: Rp 31,504,000 + Rp 1,023,000 + Rp 269,000 + Rp 804,000 = Rp 33,600,000
- Monthly payment amount: Rp 33,600,000/12 + Rp 33,600,000*0.76% = Rp 3,056,000
*The terms and conditions above are subject to change at any time in accordance with applicable company policies.

2. Multipurpose loan secured by a motorcycle's BPKB
- Term: 6-24 months
- Minimum loan: IDR 1,000,000
- Maximum interest rate (APR): 28% per year
- Administrative fee: IDR 300,000 - IDR 502,000
- Life insurance: IDR 68,000 - IDR 310,000
Calculation example:
For a loan of IDR 3,000,000 with a term of 12 months, the fees charged are as follows:
- Administrative fee: IDR 385,061
- Life insurance: IDR 68,000
- Monthly interest rate: 25.52%/12 = 2.12%
- Total repayment: IDR 3,000,000 + IDR 385,061 + IDR 68,000 = IDR 3,453,061
- Monthly payment amount: IDR 3,453,061/12 + Rp 3,453,061*2.12% = Rp 360,000
*The terms and simulation above are subject to change at any time in accordance with applicable Company policies.

Other Terms:
- Late fee of 0.5% per day of the installment amount due.

How to Pay Installments on BFI Mobile:
1. Register and verify your account.
2. Select the Contract number to be paid.
3. Select the Payment Method through the available Bank or Merchant, then copy the virtual account code.
4. Make the payment at the Bank or Merchant you have selected. Ensure the bill amount matches the payment amount.

What are you waiting for? Start making your dreams come true now with BFI Mobile!

#AlwaysThereIsAWay

What’s new

Halo Sobat BFI Finance!

Terima kasih telah mempercayakan pembiayaan Anda kepada BFI Mobile.

Di versi terbaru ini, kami telah menghadirkan peningkatan performa dan perbaikan fitur agar pengalaman Anda semakin cepat, nyaman, dan stabil.
Segera update aplikasi BFI Mobile sekarang, dan terus nikmati layanan terbaik kami.

Karena bersama BFI Finance, #SelaluAdaJalan untuk memenuhi kebutuhan Anda!