ZET- Credit Card, Credit Score

Vistas Technolabs Pvt Ltd

About this app

Flat 2% cashback on UPI payments | Best RuPay Credit Card for UPI | Cashback on 80+ top brands | Guaranteed Approval

Experience the best UPI app combined with the power of the SBM ZET Credit Card.
The ZET App lets you use UPI on credit card, earn rewards, and build your credit score all in one place.

WHY CHOOSE SBM ZET CREDIT CARD?
🔸 100% APPROVAL GUARANTEED: Your FD secures your card, making it one of the best UPI credit cards with assured approval.
🔸 NO INCOME PROOF: No income documents or prior credit history required.
🔸 FLAT 5% CASHBACK: Earn FLAT 5% cashback on Amazon Pay & Flipkart vouchers and up to 15% on 80+ brands.
🔸 DISCOUNTS: Get up to 20% off on Swiggy, Zomato, BookMyShow, and Instamart.
🔸 RBI-INSURED FD: Your FD is insured up to ₹5 lakh and earns up to 7% interest.

INTRODUCING ZET UPI
Make everyday UPI payments with the best UPI credit card.
Earn flat 2% cashback on UPI payment every time you pay using this UPI payment app powered by RuPay.
ZET UPI makes UPI on SBM ZET credit card simple, secure, and rewarding.

MAXIMISE YOUR BENEFITS WITH ZET PLUS
With an active ZET Plus subscription at just ₹3/day, unlock premium benefits while using the best RuPay credit card for UPI.
🔸 CASHBACK ON UPI PAYMENTS: Earn flat 2% cashback on UPI payments made via ZET UPI with ZET Credit Card
🔸 ZERO CONVENIENCE FEE: No extra charges on voucher purchases across 80+ brands
🔸 CYBER FRAUD PROTECTION: Stay safe from online fraud and identity theft with Assurekit

SIM BINDING
To activate your SBM ZET Credit Card, a one-time SIM binding via SMS is required. This step verifies your device and phone number, preventing SIM fraud and unauthorized access.

HOW DO WE USE SMS PERMISSION
🔸We send only one SMS during the SIM binding process
🔸This is done with your explicit consent
🔸We do not read, store, or access your SMS messages
🔸No marketing or promotional use of this permission

WHY IS SIM BINDING REQUIRED?
This verification step is critical to ensure that the person activating the card is the rightful device owner. It protects against SIM swap attacks and identity fraud, ensuring a secure onboarding experience for our users.

How It Works
1. Start your application via ZET
2. Create a fixed deposit with SBM Bank through the ZET app (minimum ₹2,000).
3. Complete your video KYC and receive a virtual credit card instantly.
4. Use the card, earn cashback, and build your credit history.


CREDIT BUILDER LOAN:
🔸Get short-term personal loans from ₹500 to ₹5,000 at affordable rates (APR: 18%-36% p.a., Tenure: 3-6 months).
🔸Perfect for those looking to add positive credit activity and give their score a further boost.

ELIGIBILITY:
🔸Indian National
🔸Age 18+

TRANSPARENT LOAN EXAMPLE:
🔸Loan Amount: ₹500
🔸Tenure: 3 months
🔸Interest Rate: 30% p.a.
🔸Total Interest: ₹25
🔸EMI: ₹175 per month
🔸Total Repayment: ₹525

Our Lending Partners:
Meghdoot Mercantile Private Limited
Nsmk Investments Pvt. Ltd.

TRUSTED BY THE BEST IN THE INDUSTRY
We’ve raised multiple funding rounds from renowned investors like Sequoia Capital, General Catalyst, WaterBridge Ventures, and Nexus Ventures. Our advisors and supporters include India’s top entrepreneurs like Kunal Shah (CRED), Gaurav Munjal (UNACADEMY), and Harshil Mathur (RAZORPAY). Plus, we’ve been spotlighted in Mint, INC42, YourStory, Business Standard, and The Economic Times.

START BUILDING YOUR CREDIT SCORE TODAY!
Download the ZET App now to join 5 lakh+ users who have improved their credit score!

NEED HELP?
Reach us at [e-mail] or call [phone] for any queries.