PaisaZen: Auto Expense Tracker

PaisaZen

About this app

PaisaZen is an automatic expense tracker and personal finance app for India that helps you understand where your money goes without manually recording every transaction.

Financial SMS alerts from your bank, UPI payments and credit cards are turned into an organised view of your spending, income and money movement.

AUTOMATIC SMS EXPENSE TRACKING

Use PaisaZen as your everyday SMS expense tracker for financial transaction alerts.

PaisaZen helps organise:

• UPI expenses
• Bank account spending
• Credit card purchases
• Debit card transactions
• Income and incoming credits
• Refunds and reversals
• ATM cash withdrawals
• Wallet and FASTag activity
• Credit card bill payments
• Transfers between your own accounts

Instead of treating every debit as an expense, PaisaZen works to understand what actually happened to your money.

UPI, BANK & CREDIT CARD EXPENSE TRACKER

Track spending across different payment methods in one place.

Whether you pay using UPI, a bank account or a credit card, PaisaZen gives you a clearer transaction history and spending picture.

It can distinguish real purchases from other financial movements such as credit card payments, refunds and self-transfers so those movements do not unnecessarily distort your spending.

YOUR FINANCIAL DETAILS

Keep your confirmed financial identities organised inside PaisaZen.

View and manage:

• Bank accounts
• Credit cards and debit cards
• UPI IDs

Confirmed financial details help PaisaZen better understand where money came from and where it went.

SMART REVIEW & CATEGORIES

Not every financial alert is perfectly clear.

PaisaZen gives you control through Review, where you can check uncertain transactions, choose the right category, add notes and correct spending classifications.

Your transaction history stays useful without forcing you to manually maintain every expense.

SPENDING INSIGHTS

See your financial activity through Today, Transactions and Insights.

Understand spending patterns, categories and money movement instead of looking through hundreds of banking messages yourself.

ASK PAISAZEN

Ask PaisaZen questions about your own transaction history and spending.

Use the built-in personal finance assistant to explore your money in a more natural way instead of manually filtering transaction lists.

LOCAL-FIRST & PRIVACY-FOCUSED

PaisaZen is designed with a local-first approach for personal financial tracking.

Your financial information is sensitive, so PaisaZen focuses on giving you useful expense tracking and financial intelligence while keeping you in control of your data and corrections.

WHY PAISAZEN?

• Automatic expense tracking from financial SMS alerts
• UPI expense tracking
• Bank expense tracking
• Credit card spending tracker
• Income and refund recognition
• Credit card payment identification
• Self-transfer detection
• Expense categories and Review
• Financial Details for accounts, cards and UPI IDs
• Spending insights
• Ask PaisaZen personal finance assistant
• Clean, privacy-focused money management

If you want an expense tracker that reduces manual entry and gives you a clearer view of bank, UPI and credit card spending, PaisaZen brings your everyday money activity together in one place.

PaisaZen — Your money, understood.

What’s new

Improved app performance, stability and compatibility.
Enhanced transaction visuals and profile photo handling.
General UI and reliability improvements.