Coyn is the all-in-one financial toolkit designed to master your money. Whether you are tracking daily expenses, managing complex business loans, or saving for a dream home, Coyn provides the professional-grade features you need with the privacy you deserve.
π° COMPLETE EXPENSE & INCOME TRACKER
Take the guesswork out of your budget. Coyn provides a high-level view of your cash flow.
Income & Spending: Log transactions in seconds with custom categories.
Payee Management: Track who you pay most often and analyze spending habits by merchant.
Advanced Analytics: Use our Top Spending Cards to see a visual breakdown of your monthly outflow.
π DEBT, LOANS & REPAYMENTS
Coyn features a dedicated Debt Engine, making it the perfect Loan Manager.
Lend & Borrow: Track money given to friends or loans taken from banks.
Interest Calculator: Manage principal amounts and interest rates effortlessly.
Repayment Frequency: Support for Monthly, Quarterly, and Yearly schedules.
Amortization View: Watch your debt decrease as principal and interest are auto-balanced.
π
BILLS & RECURRING PAYMENTS
Never miss a due date again. Coyn keeps your credit score healthy by organizing your commitments.
Upcoming Bills: A dedicated view for your subscriptions and utility bills.
Status Tracking: Mark bills as paid and see them reflected instantly in your monthly budget.
π― SAVINGS GOALS & DREAMS
Turn your aspirations into reality with our Savings Tracker.
Target Setting: Define your goal amount and deadline.
Progress Visualization: See exactly how much more you need to save to reach your target.
Achieved History: Celebrate your financial wins as you close out goals.
π€ SMART AUTOMATION (SMS SYNC)
Zero Manual Entry: Enable SMS Auto-Sync to let Coyn read bank alerts and log transactions for you.
Privacy-First: All SMS processing happens offline on your device. Your data never leaves your phone.
π THE COYN PRIVACY PROMISE
Offline Vault: Your data is stored in an encrypted local database (Sembast).
No Clouds, No Leaks: We do not store your financial life on our servers.
Biometric Security: (Optional) Lock your app with Fingerprint or FaceID.