Coyn: Budget, Debt & Expense

10+
Downloads
Content rating
Everyone
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About this app

Coyn is the all-in-one financial toolkit designed to master your money. Whether you are tracking daily expenses, managing complex business loans, or saving for a dream home, Coyn provides the professional-grade features you need with the privacy you deserve.

πŸ’° COMPLETE EXPENSE & INCOME TRACKER
Take the guesswork out of your budget. Coyn provides a high-level view of your cash flow.

Income & Spending: Log transactions in seconds with custom categories.

Payee Management: Track who you pay most often and analyze spending habits by merchant.

Advanced Analytics: Use our Top Spending Cards to see a visual breakdown of your monthly outflow.

πŸ“‰ DEBT, LOANS & REPAYMENTS
Coyn features a dedicated Debt Engine, making it the perfect Loan Manager.

Lend & Borrow: Track money given to friends or loans taken from banks.

Interest Calculator: Manage principal amounts and interest rates effortlessly.

Repayment Frequency: Support for Monthly, Quarterly, and Yearly schedules.

Amortization View: Watch your debt decrease as principal and interest are auto-balanced.

πŸ“… BILLS & RECURRING PAYMENTS
Never miss a due date again. Coyn keeps your credit score healthy by organizing your commitments.

Upcoming Bills: A dedicated view for your subscriptions and utility bills.

Status Tracking: Mark bills as paid and see them reflected instantly in your monthly budget.

🎯 SAVINGS GOALS & DREAMS
Turn your aspirations into reality with our Savings Tracker.

Target Setting: Define your goal amount and deadline.

Progress Visualization: See exactly how much more you need to save to reach your target.

Achieved History: Celebrate your financial wins as you close out goals.

πŸ€– SMART AUTOMATION (SMS SYNC)
Zero Manual Entry: Enable SMS Auto-Sync to let Coyn read bank alerts and log transactions for you.

Privacy-First: All SMS processing happens offline on your device. Your data never leaves your phone.

πŸ”’ THE COYN PRIVACY PROMISE
Offline Vault: Your data is stored in an encrypted local database (Sembast).

No Clouds, No Leaks: We do not store your financial life on our servers.

Biometric Security: (Optional) Lock your app with Fingerprint or FaceID.
Updated on
Jan 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

What’s new

SMS Auto-Sync: Automated expense tracking via bank SMS alerts. No manual entry required!
Professional Debt Engine: Manage loans, borrowing, and lending with automated interest and repayment schedules.
Savings Goals: Plan for the future with visual target tracking and progress indicators.
Expense Analytics: Beautiful charts and Top Spending breakdowns to master your budget.
Bill Reminders: Stay on top of recurring bills and monthly subscriptions.
Privacy Vault: 100% Offline.
Material 3 Design

App support

About the developer
Paventhan Dhakshinamurthy
techken.in.app@gmail.com
No.10,Angalamman Koil Street, Chinnakattupalayam, Rettiichavadi Cuddalore, Tamil Nadu 607402 India

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