ExpenseIA: AI Expense Tracker

Neo apps IA

Contains adsIn-app purchases

About this app

Do you really know where your money goes each month?

ExpenseIA tracks everything automatically. Every card payment, every Venmo, every bank charge — captured instantly from your notifications, without you lifting a finger.

No bank connection. No entering passwords. Just open the app and have everything under control.

⚙️ You just need to enable payment notifications in your bank or card app. ExpenseIA reads them in the background and records every transaction automatically.

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✅ FREE
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🔔 AI-POWERED AUTO CAPTURE
Detects card payments and bank transactions instantly and categorizes them automatically. You can also add expenses and income manually in seconds.

🔁 NO DUPLICATES
Automatically detects when the same expense comes in from both a bank notification and a wallet. It's only recorded once.

📊 CLEAR VISUAL DASHBOARD
At a glance: how much you've spent, how much you've earned, and how it breaks down by category this month.

📈 REAL STATISTICS
Track your spending and income trends over the past year and see your top 5 merchants where you spend the most.

💰 INCOME & BALANCE
Salary, freelance, rent, investments — record any type of income and check your real balance month by month.

🏷️ CUSTOM CATEGORIES
Create your own categories with a name, icon and color. Organize your expenses exactly the way you want.

💱 AUTOMATIC CURRENCY CONVERSION
Paying in a foreign currency? ExpenseIA automatically converts every expense to your base currency using the official real-time exchange rate.

📅 COMPLETE HISTORY
Filter by date, category or account. Export and import in Excel whenever you want.

☁️ GOOGLE DRIVE BACKUP
Your data is always safe. Switch phones without losing a single expense.

🔐 PIN LOCK
Keep your finances private. Protect access with your personal PIN code.

🔒 TOTAL PRIVACY
Your history never leaves your device. Only notification text is processed by AI for categorization.

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⭐ PREMIUM — TOTAL CONTROL
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📊 MONTH-END PREDICTION
Will you go over budget this month? ExpenseIA calculates it in real time based on your spending pace and warns you before it happens.

🔔 SMART ALERTS
Detects unusual expenses, new merchants and suspicious spending patterns so you're always in the know.

🤖 CHAT WITH YOUR AI FINANCIAL ADVISOR
Talk to the AI about your finances as if it were your personal advisor.
"What have I spent the most on?" · "What's my daily average?" · "Can I afford this?"

📋 MONTHLY AI REPORT
Every month, a complete analysis of your financial habits with personalized tips and a comparison with the previous month. Generated automatically.

🗓️ SMART ANNUAL SUMMARY
Discover how your financial year went: your most expensive months, how much you saved in total and your month-by-month evolution.

🎯 SMART BUDGETS
Set limits by category. Get alerts before you exceed them and a projection of whether you'll stay within budget by month's end.

💳 MULTIPLE ACCOUNTS
Manage all your cards and accounts in one place. Set your percentage on shared expenses with a partner, roommates or your company.

🔄 SUBSCRIPTION DETECTOR
How much are you spending on subscriptions without realizing it? ExpenseIA detects them automatically: Netflix, Spotify, gym memberships and everything else.

🤝 DEBT MANAGEMENT
Keep track of what you owe and what others owe you. With full history and the option to mark debts as settled.

🏆 SAVINGS GOALS
Set a goal, give it a deadline and track your progress with manual contributions. Watching yourself get closer to your goal is the best motivation.

✈️ TRAVEL MODE
Create a trip, link all your expenses during your travels and when it's over get a complete summary: total spent, spending by category and every transaction in detail.