InNeed: shared loan record

Talent Express

About this app

When someone close is in need, someone steps in — to make rent, cover a bill, get through a hard month. InNeed keeps the part you can both see.

Not a list of payments. A shared record two people write in together: what was lent, what's been paid back, and everything said along the way, in one place you both can open.

InNeed doesn't move money. You send that by cash, Venmo, or bank transfer, the way you already do — InNeed holds the record around it.

WHAT YOU CAN DO
- Keep one shared record of a loan, from the first yes to the last payment.
- Mark a repayment, leave a note, react to one — the conversation lives next to the numbers.
- One of you records a payment; the other confirms it looks right — a second pair of eyes on the record. The payment counts either way.
- Either side can write it: the person who borrowed can record a payment, add their account, or open an agreement too.
- See where things stand at a glance — what's outstanding, what's been repaid.

YOUR CIRCLE STAYS YOURS
The people you add are private to you. No public profiles, no shared lists.

WHAT INNEED DOESN'T DO
- No reminders sent on our schedule — when and whether to follow up is yours.
- No scores, badges, or streaks — nothing about the arrangement is ranked or rated.
- Nothing that follows you to the next person — your history stays in the relationship it belongs to.

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