Akulaku — Shop On Installment

2.73M reviews
Content rating
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About this app

Akulaku is a marketplace which possess various services in it to support life necessities in order to achieve a better life

☛ Buy Now Pay Later
☛ Installment without Credit Card
☛ Cash out from Credit Limit
☛ Akulaku Pay goods credit in other e-Commerce
☛ Can credit handphone, phone credit, data plan, movie ticket, plane ticket, electricity and water

Everything you want is in Akulaku! Download Akulaku now!

Lots of Product Choices
Starts from gadget, laptop, camera, fashion, household necessities, mother and baby to other daily necessities can be paid in installments in Akulaku. A lot of daily promos awaits you! Look for everything you need, whenever, and wherever with just Akulaku Mobile App!

Safe, Easy and Trusted Shopping
Do not worry about shopping in Akulaku App. Akulaku will give the best service to customer. Payment cn be made in lots of choices.

Installment Without Credit Card
For Gadget, Camera and other products, you can pay in installments with tenor 3, 6, 9, 12 months with low down payment. Only up to 15% without the need for credit card!

You can also apply for loans to financial partner through Akulaku
- Loan Tenor : Installment payment, tenor more than 91 days. Start 3, 6, 9, to 12 months
- Loan Limit : Up to 15 Million
- Admin Fee : Every month, 1% from Loan Principal
- Interest : Every month, 0.6% from Loan Principal
- Maximum annual interest rate (APR) is 30%, include monthly interest fee and monthly admin fee.

Example : If you apply for a loan of Rp2.000.000 with tenor of 6 months, monthly interest fee charged is 0.6% from loan principal, and monthly admin fee charged is 1% from loan principal. Then monthly bill you have to pay is Rp365.333, the total of all payments is Rp2.192.000, with APR 17.72%.

Best Service Guarantee
✓Call Center Akulaku : 1500920, active 24 hours everyday from Monday - Sunday.
✓Fast delivery, 48 hours delivery for Jabodetabek (Greater Jakarta).
✓Easy return, return can be made within 7 days of receiving the goods.
✓Automatic Refund, refund funds transferred to your bank account within 24 hours automatically!

Akulaku financing services is supported by PT Akulaku Finance Indonesia which domiciled in Sahid Sudirman Center 11C, Jl. Jend. Sudirman No. 86, RT.10/RW.11, Karet Tengsin, Tanah Abang, South Jakarta, Jakarta Capital Special Region 10250, Indonesia, registered in OJK with permit number KEP-436/NB.11/2018

Facebook : facebook.com/AkuLakuIndonesia
Twitter : @akulakuID
Instagram : akulaku_id
WhatsApp : https://api.whatsapp.com/send?phone=6281119120548

If you need assistance, please contact our customer care :
Hotline : 1500920
Live Chat : In Akulaku App [Account] Page

Contact us via Akulaku OFficial Customer Care Service :

1. Hotline : 1500920 (24 hours)
2. Live Chat : In Akulaku App [Account] Page (24 hours)
3. WhatsApp +62 811-1912-0548 (Chatbot)

*DO NOT contact another number or unofficial help center. Akulaku NEVER ask for your password or verification code (OTP) so DO NOT share those information to anyone to help keep your account safe.
Updated on
Jan 12, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted
2.73M reviews
Rita Susanti
January 17, 2023
Good App so far. Easy in using this App..Like can do some shopping many things that we need. And we can have Pay later and borrow so some cash money.❤👍🙏🏻
18 people found this review helpful
Jesslyn Angeline Howard
December 10, 2022
So noisy and annoying just cause a little amount of bill even if haven't till the due date but been call every day and when we pay that, they will add some amount to your bill...It's fraud application.
58 people found this review helpful
PT. Akulaku Silvrr Indonesia
December 12, 2022
Hai ALovers, maaf ya sudah buat kamu kecewa. Mengenai kendala kamu sudah bayar tapi msh ada tagihan, kamu bisa segera melaporkan ke CS Collection kami di nomor 021-24112009 atau ke Layanan Live chat kami ya. Dan berikan kode bayar yg kamu gunakan untuk pembayaran agar bisa dibantu cek lebih detail. Salam, Akulaku.
IB. Setya
December 23, 2022
Safe, secure and makes almost transactions easy... There's a various type of lending the money, whether you need cash or want to credit something
18 people found this review helpful

What's new

1. Known bug fixed and user experience improved.